States › Pennsylvania › Indiana

Is Indiana, PA expensive to live in?

OKRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$73558% lower than U.S. average
💵 Families earn per year (2026)$44,064about $3,672/month · 49% lower than U.S. average
🔑 House price$135,60059% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.1 years of household income. Commutes are short, about 15.9 minutes. Most households rent (55%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $29,400 a year. That is $14 an hour at a full-time job.

Is rent cheaper than other Pennsylvania cities?

Yes. Rent here is cheaper than in most of Pennsylvania. It is number 5 of 269 cities from cheapest to most expensive.

Indiana
$735
$1,493
$1,497
$2,014
$1,235

How much do households earn in Indiana?

Under $25k
28.2%
$25k–50k
24.8%
$50k–100k
22.2%
$100k–150k
9.3%
$150k+
6.3%

Share of households by yearly income. 15.6% of households earn $100,000 or more.

Rent by apartment size in Indiana

SizeIndianaU.S. average
Studio$808$1,338
1 bedroom$743$1,324
2 bedrooms$932$1,509
3 bedrooms$1,274$1,698
4 bedrooms$1,108$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Indiana overall?

Everyday prices in Pennsylvania overall are 2% below the U.S. average (index 97.6, U.S. = 100).

Housing
85
Goods (food, clothes…)
99
Utilities
109
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Indiana, so the Pennsylvania figure is shown.

Taxes and bills in Indiana

🏛️ Property tax$2,820a year · 2.08% of home value · U.S. $3,119
⚡ Electric bill$114a month (typical) · U.S. $156

Life in Indiana

Commute to work15.9 minU.S.: 26.4 min
College degree48.9%U.S.: 35.7%
Own their home44.7%U.S.: 65.2%
Below poverty line21.7%U.S.: 12.5%
Unemployment9.6%U.S.: 5.2%

Is it cheaper to rent or buy in Indiana?

Renting is cheaper right now: about $206 a month less.

Renting
$735
Owning
$941

Owning assumes a typical $135,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $13,560 for the down payment.

Frequently asked questions

What is the average rent in Indiana, PA?

Renting in Indiana costs a median of about $735 a month in 2026, including utilities. The Pennsylvania median is $1,367.

How much do I need to make to live in Indiana?

To keep rent under 30% of income, you need about $29,400 a year, or $14 an hour at a full-time job.

Is Indiana cheap or expensive?

Indiana is rated OK: rent takes 20.0% of the typical household income of $44,064. It ranks 5th cheapest of 269 Pennsylvania cities we track.

How much are property taxes in Indiana?

The median homeowner in Indiana pays $2,820 a year in property taxes, about 2.08% of the median home value.

Is Indiana more expensive than the national average?

Overall prices in Pennsylvania are 2% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Indiana?

The median home value in Indiana is $135,600, about 3.1 times the typical yearly household income.

14,212 people live in Indiana. Numbers are typical (middle) values.