States › Kansas › Independence

Is Independence, KS expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,02242% lower than U.S. average
💵 Families earn per year (2026)$55,078about $4,590/month · 37% lower than U.S. average
🔑 House price$88,80073% lower than U.S. average

Rent is lower than in 87% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 16.9 minutes.

How much money do I need?

To rent here comfortably, you should earn about $40,880 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Kansas cities?

Yes. Rent here is cheaper than in most of Kansas. It is number 15 of 65 cities from cheapest to most expensive.

Independence
$1,022
$1,653

How much do households earn in Independence?

Under $25k
20.7%
$25k–50k
31.5%
$50k–100k
29.1%
$100k–150k
11.2%
$150k+
2.0%

Share of households by yearly income. 13.2% of households earn $100,000 or more.

Rent by apartment size in Independence

SizeIndependenceU.S. average
1 bedroom$533$1,324
2 bedrooms$947$1,509
3 bedrooms$1,003$1,698
4 bedrooms$2,356$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Independence overall?

Everyday prices in Kansas overall are 10% below the U.S. average (index 90.1, U.S. = 100).

Housing
71
Goods (food, clothes…)
94
Utilities
88
Other services
94
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Independence, so the Kansas figure is shown.

Taxes and bills in Independence

🏛️ Property tax$1,626a year · 1.83% of home value · U.S. $3,119
⚡ Electric bill$159a month (typical) · U.S. $156

Life in Independence

Commute to work16.9 minU.S.: 26.4 min
College degree28.7%U.S.: 35.7%
Own their home69.6%U.S.: 65.2%
Below poverty line18.4%U.S.: 12.5%
Unemployment7%U.S.: 5.2%

Is it cheaper to rent or buy in Independence?

Buying is cheaper month to month: about $406 a month less than renting.

Renting
$1,022
Owning
$616

Owning assumes a typical $88,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $8,880 for the down payment.

Frequently asked questions

What is the average rent in Independence, KS?

Renting in Independence costs a median of about $1,022 a month in 2026, including utilities. The Kansas median is $1,222.

How much do I need to make to live in Independence?

To keep rent under 30% of income, you need about $40,880 a year, or $20 an hour at a full-time job.

Is Independence cheap or expensive?

Independence is rated OK: rent takes 22.3% of the typical household income of $55,078. It ranks 15th cheapest of 65 Kansas cities we track.

How much are property taxes in Independence?

The median homeowner in Independence pays $1,626 a year in property taxes, about 1.83% of the median home value.

Is Independence more expensive than the national average?

Overall prices in Kansas are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Independence?

The median home value in Independence is $88,800, about 1.6 times the typical yearly household income.

8,422 people live in Independence. Numbers are typical (middle) values.