States › Michigan › Holt

Is Holt, MI expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,43218% lower than U.S. average
💵 Families earn per year (2026)$93,260about $7,772/month · 7% higher than U.S. average
🔑 House price$226,40032% lower than U.S. average

Rent is lower than in 62% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $57,280 a year. That is $28 an hour at a full-time job.

Is rent cheaper than other Michigan cities?

No. Rent here is more expensive than in most of Michigan. It is number 109 of 179 cities from cheapest to most expensive.

Holt
$1,432
$1,486
$1,746
$1,294
$1,276

How much do households earn in Holt?

Under $25k
11.0%
$25k–50k
20.6%
$50k–100k
35.7%
$100k–150k
18.1%
$150k+
10.0%

Share of households by yearly income. 28.1% of households earn $100,000 or more.

Rent by apartment size in Holt

SizeHoltU.S. average
1 bedroom$1,711$1,324
2 bedrooms$1,305$1,509
3 bedrooms$1,575$1,698
4 bedrooms$3,036$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Holt overall?

Everyday prices in Michigan overall are 4% below the U.S. average (index 96.2, U.S. = 100).

Housing
82
Goods (food, clothes…)
96
Utilities
100
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Holt, so the Michigan figure is shown.

Taxes and bills in Holt

🏛️ Property tax$4,483a year · 1.98% of home value · U.S. $3,119
⚡ Electric bill$155a month (typical) · U.S. $156

Life in Holt

Commute to work22.3 minU.S.: 26.4 min
College degree40.7%U.S.: 35.7%
Own their home65.4%U.S.: 65.2%
Below poverty line11.3%U.S.: 12.5%
Unemployment5.5%U.S.: 5.2%

Is it cheaper to rent or buy in Holt?

Renting is cheaper right now: about $139 a month less.

Renting
$1,432
Owning
$1,571

Owning assumes a typical $226,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $22,640 for the down payment.

Frequently asked questions

What is the average rent in Holt, MI?

Renting in Holt costs a median of about $1,432 a month in 2026, including utilities. The Michigan median is $1,314.

How much do I need to make to live in Holt?

To keep rent under 30% of income, you need about $57,280 a year, or $28 an hour at a full-time job.

Is Holt cheap or expensive?

Holt is rated Cheap: rent takes 18.4% of the typical household income of $93,260. It ranks 109th cheapest of 179 Michigan cities we track.

How much are property taxes in Holt?

The median homeowner in Holt pays $4,483 a year in property taxes, about 1.98% of the median home value.

Is Holt more expensive than the national average?

Overall prices in Michigan are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Holt?

The median home value in Holt is $226,400, about 2.4 times the typical yearly household income.

25,316 people live in Holt. Numbers are typical (middle) values.