salaryRent is higher than in 75% of U.S. cities. Household incomes are higher than in 89% of U.S. cities. A typical house costs about 3.7 years of household income. Most homes (80.6%) are owned, so rentals can be hard to find. It is a highly educated city: 67.3% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $85,920 a year. That is $41 an hour at a full-time job.
Is rent cheaper than other North Carolina cities?
No. Rent here is more expensive than in most of North Carolina. It is number 147 of 164 cities from cheapest to most expensive.
How much do households earn in Holly Springs?
Share of households by yearly income. 56.8% of households earn $100,000 or more.
Rent by apartment size in Holly Springs
| Size | Holly Springs | U.S. average |
|---|---|---|
| Studio | $2,181 | $1,338 |
| 1 bedroom | $1,432 | $1,324 |
| 2 bedrooms | $1,972 | $1,509 |
| 3 bedrooms | $2,192 | $1,698 |
| 4 bedrooms | $3,127 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Holly Springs overall?
Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Holly Springs, so the North Carolina figure is shown.
Taxes and bills in Holly Springs
Life in Holly Springs
Is it cheaper to rent or buy in Holly Springs?
Renting is cheaper right now: about $1,570 a month less.
Owning assumes a typical $535,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $53,580 for the down payment.
Frequently asked questions
What is the average rent in Holly Springs, NC?
Renting in Holly Springs costs a median of about $2,148 a month in 2026, including utilities. The North Carolina median is $1,496.
How much do I need to make to live in Holly Springs?
To keep rent under 30% of income, you need about $85,920 a year, or $41 an hour at a full-time job.
Is Holly Springs cheap or expensive?
Holly Springs is rated Cheap: rent takes 17.6% of the typical household income of $146,221. It ranks 147th cheapest of 164 North Carolina cities we track.
How much are property taxes in Holly Springs?
The median homeowner in Holly Springs pays $4,087 a year in property taxes, about 0.76% of the median home value.
Is Holly Springs more expensive than the national average?
Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Holly Springs?
The median home value in Holly Springs is $535,800, about 3.7 times the typical yearly household income.
45,248 people live in Holly Springs. Numbers are typical (middle) values.