States › Mississippi › Holly Springs

Is Holly Springs, MS expensive to live in?

CheapRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$81354% lower than U.S. average
💵 Families earn per year (2026)$49,031about $4,086/month · 44% lower than U.S. average
🔑 House price$109,60067% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $32,520 a year. That is $16 an hour at a full-time job.

Is rent cheaper than other Mississippi cities?

Yes. Rent here is cheaper than in most of Mississippi. It is number 8 of 66 cities from cheapest to most expensive.

Holly Springs
$813
West Hattiesburg
$912
Latimer
$1,181
Columbia
$848
Amory
$878
Kosciusko
$682
Philadelphia
$832

How much do households earn in Holly Springs?

Under $25k
25.2%
$25k–50k
34.2%
$50k–100k
23.5%
$100k–150k
6.1%
$150k+
3.5%

Share of households by yearly income. 9.6% of households earn $100,000 or more.

Rent by apartment size in Holly Springs

SizeHolly SpringsU.S. average
1 bedroom$398$1,324
3 bedrooms$856$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Holly Springs overall?

Everyday prices in Mississippi overall are 13% below the U.S. average (index 87.0, U.S. = 100).

Housing
56
Goods (food, clothes…)
96
Utilities
78
Other services
96
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Holly Springs, so the Mississippi figure is shown.

Taxes and bills in Holly Springs

🏛️ Property tax$1,273a year · 1.16% of home value · U.S. $3,119
⚡ Electric bill$264a month (typical) · U.S. $156

Life in Holly Springs

Commute to work21.8 minU.S.: 26.4 min
College degree13.8%U.S.: 35.7%
Own their home71.5%U.S.: 65.2%
Below poverty line31.1%U.S.: 12.5%
Unemployment7.2%U.S.: 5.2%

Is it cheaper to rent or buy in Holly Springs?

Buying is cheaper month to month: about $53 a month less than renting.

Renting
$813
Owning
$760

Owning assumes a typical $109,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $10,960 for the down payment.

Frequently asked questions

What is the average rent in Holly Springs, MS?

Renting in Holly Springs costs a median of about $813 a month in 2026, including utilities. The Mississippi median is $1,187.

How much do I need to make to live in Holly Springs?

To keep rent under 30% of income, you need about $32,520 a year, or $16 an hour at a full-time job.

Is Holly Springs cheap or expensive?

Holly Springs is rated Cheap: rent takes 19.9% of the typical household income of $49,031. It ranks 8th cheapest of 66 Mississippi cities we track.

How much are property taxes in Holly Springs?

The median homeowner in Holly Springs pays $1,273 a year in property taxes, about 1.16% of the median home value.

Is Holly Springs more expensive than the national average?

Overall prices in Mississippi are 13% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Holly Springs?

The median home value in Holly Springs is $109,600, about 2.2 times the typical yearly household income.

6,704 people live in Holly Springs. Numbers are typical (middle) values.