Rent is lower than in 90% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most households rent (61%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $38,360 a year. That is $18 an hour at a full-time job.
Is rent cheaper than other North Carolina cities?
Yes. Rent here is cheaper than in most of North Carolina. It is number 24 of 164 cities from cheapest to most expensive.
How much do households earn in Henderson?
Share of households by yearly income. 8.3% of households earn $100,000 or more.
Rent by apartment size in Henderson
| Size | Henderson | U.S. average |
|---|---|---|
| Studio | $614 | $1,338 |
| 1 bedroom | $563 | $1,324 |
| 2 bedrooms | $874 | $1,509 |
| 3 bedrooms | $1,094 | $1,698 |
| 4 bedrooms | $1,012 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Henderson overall?
Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Henderson, so the North Carolina figure is shown.
Taxes and bills in Henderson
Life in Henderson
Is it cheaper to rent or buy in Henderson?
Buying is cheaper month to month: about $100 a month less than renting.
Owning assumes a typical $123,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $12,380 for the down payment.
Frequently asked questions
What is the average rent in Henderson, NC?
Renting in Henderson costs a median of about $959 a month in 2026, including utilities. The North Carolina median is $1,496.
How much do I need to make to live in Henderson?
To keep rent under 30% of income, you need about $38,360 a year, or $18 an hour at a full-time job.
Is Henderson cheap or expensive?
Henderson is rated OK: rent takes 26.7% of the typical household income of $43,107. It ranks 24th cheapest of 164 North Carolina cities we track.
How much are property taxes in Henderson?
The median homeowner in Henderson pays $1,340 a year in property taxes, about 1.08% of the median home value.
Is Henderson more expensive than the national average?
Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Henderson?
The median home value in Henderson is $123,800, about 2.9 times the typical yearly household income.
14,885 people live in Henderson. Numbers are typical (middle) values.