States › North Carolina › Henderson

Is Henderson, NC expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$95945% lower than U.S. average
💵 Families earn per year (2026)$43,107about $3,592/month · 50% lower than U.S. average
🔑 House price$123,80063% lower than U.S. average

Rent is lower than in 90% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most households rent (61%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $38,360 a year. That is $18 an hour at a full-time job.

Is rent cheaper than other North Carolina cities?

Yes. Rent here is cheaper than in most of North Carolina. It is number 24 of 164 cities from cheapest to most expensive.

Henderson
$959
$841
$1,595

How much do households earn in Henderson?

Under $25k
27.5%
$25k–50k
31.9%
$50k–100k
21.9%
$100k–150k
5.6%
$150k+
2.7%

Share of households by yearly income. 8.3% of households earn $100,000 or more.

Rent by apartment size in Henderson

SizeHendersonU.S. average
Studio$614$1,338
1 bedroom$563$1,324
2 bedrooms$874$1,509
3 bedrooms$1,094$1,698
4 bedrooms$1,012$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Henderson overall?

Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).

Housing
81
Goods (food, clothes…)
97
Utilities
89
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Henderson, so the North Carolina figure is shown.

Taxes and bills in Henderson

🏛️ Property tax$1,340a year · 1.08% of home value · U.S. $3,119
⚡ Electric bill$183a month (typical) · U.S. $156

Life in Henderson

Commute to work20.8 minU.S.: 26.4 min
College degree15.5%U.S.: 35.7%
Own their home38.9%U.S.: 65.2%
Below poverty line27.3%U.S.: 12.5%
Unemployment9.4%U.S.: 5.2%

Is it cheaper to rent or buy in Henderson?

Buying is cheaper month to month: about $100 a month less than renting.

Renting
$959
Owning
$859

Owning assumes a typical $123,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $12,380 for the down payment.

Frequently asked questions

What is the average rent in Henderson, NC?

Renting in Henderson costs a median of about $959 a month in 2026, including utilities. The North Carolina median is $1,496.

How much do I need to make to live in Henderson?

To keep rent under 30% of income, you need about $38,360 a year, or $18 an hour at a full-time job.

Is Henderson cheap or expensive?

Henderson is rated OK: rent takes 26.7% of the typical household income of $43,107. It ranks 24th cheapest of 164 North Carolina cities we track.

How much are property taxes in Henderson?

The median homeowner in Henderson pays $1,340 a year in property taxes, about 1.08% of the median home value.

Is Henderson more expensive than the national average?

Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Henderson?

The median home value in Henderson is $123,800, about 2.9 times the typical yearly household income.

14,885 people live in Henderson. Numbers are typical (middle) values.