States › Texas › Heartland

Is Heartland, TX expensive to live in?

OKRent takes 29 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,45540% higher than U.S. average
💵 Families earn per year (2026)$100,296about $8,358/month · 15% higher than U.S. average
🔑 House price$322,0003% lower than U.S. average

Rent is higher than in 84% of U.S. cities. A typical house costs about 3.2 years of household income. Commutes are long, about 40 minutes each way. Most homes (92.3%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $98,200 a year. That is $47 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 392 of 426 cities from cheapest to most expensive.

Heartland
$2,455
$1,433
$1,967
$1,155
$1,218

How much do households earn in Heartland?

Under $25k
4.3%
$25k–50k
17.4%
$50k–100k
44.1%
$100k–150k
19.6%
$150k+
14.9%

Share of households by yearly income. 34.5% of households earn $100,000 or more.

Rent by apartment size in Heartland

SizeHeartlandU.S. average
3 bedrooms$2,097$1,698
4 bedrooms$2,465$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Heartland overall?

Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).

Housing
97
Goods (food, clothes…)
98
Utilities
88
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Heartland, so the Texas figure is shown.

Taxes and bills in Heartland

🏛️ Property tax$7,601a year · 2.36% of home value · U.S. $3,119
⚡ Electric bill$205a month (typical) · U.S. $156

Life in Heartland

Commute to work40 minU.S.: 26.4 min
College degree32.8%U.S.: 35.7%
Own their home92.3%U.S.: 65.2%
Below poverty line9.2%U.S.: 12.5%
Unemployment11.5%U.S.: 5.2%

Is it cheaper to rent or buy in Heartland?

Buying is cheaper month to month: about $221 a month less than renting.

Renting
$2,455
Owning
$2,234

Owning assumes a typical $322,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $32,200 for the down payment.

Frequently asked questions

What is the average rent in Heartland, TX?

Renting in Heartland costs a median of about $2,455 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Heartland?

To keep rent under 30% of income, you need about $98,200 a year, or $47 an hour at a full-time job.

Is Heartland cheap or expensive?

Heartland is rated OK: rent takes 29.4% of the typical household income of $100,296. It ranks 392nd cheapest of 426 Texas cities we track.

How much are property taxes in Heartland?

The median homeowner in Heartland pays $7,601 a year in property taxes, about 2.36% of the median home value.

Is Heartland more expensive than the national average?

Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Heartland?

The median home value in Heartland is $322,000, about 3.2 times the typical yearly household income.

10,607 people live in Heartland. Numbers are typical (middle) values.