States › California › Hayward

Is Hayward, CA expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,82661% higher than U.S. average
💵 Families earn per year (2026)$122,213about $10,184/month · 40% higher than U.S. average
🔑 House price$854,400157% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 7.0 years of household income, so buying is hard for most locals. Commutes are long, about 32.3 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $113,040 a year. That is $54 an hour at a full-time job.

Is rent cheaper than other California cities?

No. Rent here is more expensive than in most of California. It is number 467 of 653 cities from cheapest to most expensive.

Hayward
$2,826
$2,632
$2,710
$2,412
$3,158
$2,123
$2,493

How much do households earn in Hayward?

Under $25k
7.6%
$25k–50k
13.5%
$50k–100k
29.4%
$100k–150k
22.9%
$150k+
22.9%

Share of households by yearly income. 45.8% of households earn $100,000 or more.

Rent by apartment size in Hayward

SizeHaywardU.S. average
Studio$2,248$1,338
1 bedroom$2,174$1,324
2 bedrooms$2,603$1,509
3 bedrooms$3,078$1,698
4 bedrooms$3,500+$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Hayward overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Hayward, so the California figure is shown.

Taxes and bills in Hayward

🏛️ Property tax$5,739a year · 0.67% of home value · U.S. $3,119
⚡ Electric bill$151a month (typical) · U.S. $156

Life in Hayward

Commute to work32.3 minU.S.: 26.4 min
College degree34%U.S.: 35.7%
Own their home58%U.S.: 65.2%
Below poverty line9.6%U.S.: 12.5%
Unemployment6.3%U.S.: 5.2%

Is it cheaper to rent or buy in Hayward?

Renting is cheaper right now: about $3,102 a month less.

Renting
$2,826
Owning
$5,928

Owning assumes a typical $854,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $85,440 for the down payment.

Frequently asked questions

What is the average rent in Hayward, CA?

Renting in Hayward costs a median of about $2,826 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Hayward?

To keep rent under 30% of income, you need about $113,040 a year, or $54 an hour at a full-time job.

Is Hayward cheap or expensive?

Hayward is rated OK: rent takes 27.7% of the typical household income of $122,213. It ranks 467th cheapest of 653 California cities we track.

How much are property taxes in Hayward?

The median homeowner in Hayward pays $5,739 a year in property taxes, about 0.67% of the median home value.

Is Hayward more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Hayward?

The median home value in Hayward is $854,400, about 7.0 times the typical yearly household income.

158,801 people live in Hayward. Numbers are typical (middle) values.