States › Massachusetts › Haverhill

Is Haverhill, MA expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,25529% higher than U.S. average
💵 Families earn per year (2026)$95,260about $7,938/month · 9% higher than U.S. average
🔑 House price$453,90036% higher than U.S. average

Rent is higher than in 78% of U.S. cities. A typical house costs about 4.8 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $90,200 a year. That is $43 an hour at a full-time job.

Is rent cheaper than other Massachusetts cities?

Yes. Rent here is cheaper than in most of Massachusetts. It is number 58 of 123 cities from cheapest to most expensive.

Haverhill
$2,255
Malden
$2,898
Waltham
$2,846
Framingham
$2,601
Brookline
$3,198
Taunton
$1,976
Revere
$2,829

How much do households earn in Haverhill?

Under $25k
10.9%
$25k–50k
18.7%
$50k–100k
32.5%
$100k–150k
20.3%
$150k+
13.4%

Share of households by yearly income. 33.8% of households earn $100,000 or more.

Rent by apartment size in Haverhill

SizeHaverhillU.S. average
Studio$1,200$1,338
1 bedroom$1,532$1,324
2 bedrooms$1,989$1,509
3 bedrooms$2,002$1,698
4 bedrooms$2,207$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Haverhill overall?

Everyday prices in Massachusetts overall are 6% above the U.S. average (index 105.8, U.S. = 100).

Housing
128
Goods (food, clothes…)
99
Utilities
152
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Haverhill, so the Massachusetts figure is shown.

Taxes and bills in Haverhill

🏛️ Property tax$4,772a year · 1.05% of home value · U.S. $3,119
⚡ Electric bill$164a month (typical) · U.S. $156

Life in Haverhill

Commute to work27.4 minU.S.: 26.4 min
College degree32.6%U.S.: 35.7%
Own their home62.8%U.S.: 65.2%
Below poverty line11.3%U.S.: 12.5%
Unemployment5.7%U.S.: 5.2%

Is it cheaper to rent or buy in Haverhill?

Renting is cheaper right now: about $894 a month less.

Renting
$2,255
Owning
$3,149

Owning assumes a typical $453,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $45,390 for the down payment.

Frequently asked questions

What is the average rent in Haverhill, MA?

Renting in Haverhill costs a median of about $2,255 a month in 2026, including utilities. The Massachusetts median is $2,331.

How much do I need to make to live in Haverhill?

To keep rent under 30% of income, you need about $90,200 a year, or $43 an hour at a full-time job.

Is Haverhill cheap or expensive?

Haverhill is rated OK: rent takes 28.4% of the typical household income of $95,260. It ranks 58th cheapest of 123 Massachusetts cities we track.

How much are property taxes in Haverhill?

The median homeowner in Haverhill pays $4,772 a year in property taxes, about 1.05% of the median home value.

Is Haverhill more expensive than the national average?

Overall prices in Massachusetts are 6% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Haverhill?

The median home value in Haverhill is $453,900, about 4.8 times the typical yearly household income.

67,698 people live in Haverhill. Numbers are typical (middle) values.