States › Tennessee › Hartsville

Is Hartsville, TN expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,15534% lower than U.S. average
💵 Families earn per year (2026)$78,458about $6,538/month · 10% lower than U.S. average
🔑 House price$337,6001% higher than U.S. average

Rent is lower than in 79% of U.S. cities. A typical house costs about 4.3 years of household income. Commutes are long, about 33.9 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $46,200 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Tennessee cities?

Yes. Rent here is cheaper than in most of Tennessee. It is number 44 of 114 cities from cheapest to most expensive.

Hartsville
$1,155
Red Bank
$1,467
Lawrenceburg
$443
Middle Valley
$1,405
Alcoa
$1,566
Crossville
$1,089
Collegedale
$2,309

How much do households earn in Hartsville?

Under $25k
13.5%
$25k–50k
27.5%
$50k–100k
37.8%
$100k–150k
11.5%
$150k+
6.5%

Share of households by yearly income. 18.0% of households earn $100,000 or more.

Rent by apartment size in Hartsville

SizeHartsvilleU.S. average
1 bedroom$682$1,324
2 bedrooms$916$1,509
3 bedrooms$892$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Hartsville overall?

Everyday prices in Tennessee overall are 8% below the U.S. average (index 91.9, U.S. = 100).

Housing
79
Goods (food, clothes…)
96
Utilities
72
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Hartsville, so the Tennessee figure is shown.

Taxes and bills in Hartsville

🏛️ Property tax$1,166a year · 0.35% of home value · U.S. $3,119
⚡ Electric bill$180a month (typical) · U.S. $156

Life in Hartsville

Commute to work33.9 minU.S.: 26.4 min
College degree14.3%U.S.: 35.7%
Own their home74.5%U.S.: 65.2%
Below poverty line11.9%U.S.: 12.5%
Unemployment0.6%U.S.: 5.2%

Is it cheaper to rent or buy in Hartsville?

Renting is cheaper right now: about $1,187 a month less.

Renting
$1,155
Owning
$2,342

Owning assumes a typical $337,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $33,760 for the down payment.

Frequently asked questions

What is the average rent in Hartsville, TN?

Renting in Hartsville costs a median of about $1,155 a month in 2026, including utilities. The Tennessee median is $1,279.

How much do I need to make to live in Hartsville?

To keep rent under 30% of income, you need about $46,200 a year, or $22 an hour at a full-time job.

Is Hartsville cheap or expensive?

Hartsville is rated Cheap: rent takes 17.7% of the typical household income of $78,458. It ranks 44th cheapest of 114 Tennessee cities we track.

How much are property taxes in Hartsville?

The median homeowner in Hartsville pays $1,166 a year in property taxes, about 0.35% of the median home value.

Is Hartsville more expensive than the national average?

Overall prices in Tennessee are 8% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Hartsville?

The median home value in Hartsville is $337,600, about 4.3 times the typical yearly household income.

11,957 people live in Hartsville. Numbers are typical (middle) values.