States › Indiana › Hartford City

Is Hartford City, IN expensive to live in?

ExpensiveRent takes 37 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,39920% lower than U.S. average
💵 Families earn per year (2026)$45,030about $3,753/month · 48% lower than U.S. average
🔑 House price$83,40075% lower than U.S. average

Rent is lower than in 63% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $55,960 a year. That is $27 an hour at a full-time job.

Is rent cheaper than other Indiana cities?

No. Rent here is more expensive than in most of Indiana. It is number 87 of 132 cities from cheapest to most expensive.

Hartford City
$1,399
$961
$815

How much do households earn in Hartford City?

Under $25k
19.5%
$25k–50k
34.7%
$50k–100k
23.7%
$100k–150k
8.9%
$150k+
1.8%

Share of households by yearly income. 10.6% of households earn $100,000 or more.

Rent by apartment size in Hartford City

SizeHartford CityU.S. average
1 bedroom$563$1,324
2 bedrooms$877$1,509
3 bedrooms$1,068$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Hartford City overall?

Everyday prices in Indiana overall are 7% below the U.S. average (index 93.3, U.S. = 100).

Housing
74
Goods (food, clothes…)
96
Utilities
86
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Hartford City, so the Indiana figure is shown.

Taxes and bills in Hartford City

🏛️ Property tax$705a year · 0.85% of home value · U.S. $3,119
⚡ Electric bill$166a month (typical) · U.S. $156

Life in Hartford City

Commute to work21.6 minU.S.: 26.4 min
College degree13.4%U.S.: 35.7%
Own their home66%U.S.: 65.2%
Below poverty line19.5%U.S.: 12.5%
Unemployment5.2%U.S.: 5.2%

Is it cheaper to rent or buy in Hartford City?

Buying is cheaper month to month: about $820 a month less than renting.

Renting
$1,399
Owning
$579

Owning assumes a typical $83,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $8,340 for the down payment.

Frequently asked questions

What is the average rent in Hartford City, IN?

Renting in Hartford City costs a median of about $1,399 a month in 2026, including utilities. The Indiana median is $1,219.

How much do I need to make to live in Hartford City?

To keep rent under 30% of income, you need about $55,960 a year, or $27 an hour at a full-time job.

Is Hartford City cheap or expensive?

Hartford City is rated Expensive: rent takes 37.3% of the typical household income of $45,030. It ranks 87th cheapest of 132 Indiana cities we track.

How much are property taxes in Hartford City?

The median homeowner in Hartford City pays $705 a year in property taxes, about 0.85% of the median home value.

Is Hartford City more expensive than the national average?

Overall prices in Indiana are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Hartford City?

The median home value in Hartford City is $83,400, about 1.9 times the typical yearly household income.

5,794 people live in Hartford City. Numbers are typical (middle) values.