Rent is lower than in 64% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.9 minutes.
How much money do I need?
To rent here comfortably, you should earn about $55,680 a year. That is $27 an hour at a full-time job.
Is rent cheaper than other Kentucky cities?
No. Rent here is more expensive than in most of Kentucky. It is number 61 of 87 cities from cheapest to most expensive.
How much do households earn in Harrodsburg?
Share of households by yearly income. 10.5% of households earn $100,000 or more.
Rent by apartment size in Harrodsburg
| Size | Harrodsburg | U.S. average |
|---|---|---|
| 1 bedroom | $652 | $1,324 |
| 2 bedrooms | $729 | $1,509 |
| 3 bedrooms | $1,111 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Harrodsburg overall?
Everyday prices in Kentucky overall are 10% below the U.S. average (index 90.2, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Harrodsburg, so the Kentucky figure is shown.
Taxes and bills in Harrodsburg
Life in Harrodsburg
Is it cheaper to rent or buy in Harrodsburg?
Buying is cheaper month to month: about $322 a month less than renting.
Owning assumes a typical $154,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $15,420 for the down payment.
Frequently asked questions
What is the average rent in Harrodsburg, KY?
Renting in Harrodsburg costs a median of about $1,392 a month in 2026, including utilities. The Kentucky median is $1,175.
How much do I need to make to live in Harrodsburg?
To keep rent under 30% of income, you need about $55,680 a year, or $27 an hour at a full-time job.
Is Harrodsburg cheap or expensive?
Harrodsburg is rated Expensive: rent takes 32.0% of the typical household income of $52,179. It ranks 61st cheapest of 87 Kentucky cities we track.
How much are property taxes in Harrodsburg?
The median homeowner in Harrodsburg pays $1,358 a year in property taxes, about 0.88% of the median home value.
Is Harrodsburg more expensive than the national average?
Overall prices in Kentucky are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Harrodsburg?
The median home value in Harrodsburg is $154,200, about 3.0 times the typical yearly household income.
9,313 people live in Harrodsburg. Numbers are typical (middle) values.