States › Kentucky › Harrodsburg

Is Harrodsburg, KY expensive to live in?

ExpensiveRent takes 32 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,39221% lower than U.S. average
💵 Families earn per year (2026)$52,179about $4,348/month · 40% lower than U.S. average
🔑 House price$154,20054% lower than U.S. average

Rent is lower than in 64% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.9 minutes.

How much money do I need?

To rent here comfortably, you should earn about $55,680 a year. That is $27 an hour at a full-time job.

Is rent cheaper than other Kentucky cities?

No. Rent here is more expensive than in most of Kentucky. It is number 61 of 87 cities from cheapest to most expensive.

Harrodsburg
$1,392
$1,527
$1,846
$1,385

How much do households earn in Harrodsburg?

Under $25k
18.2%
$25k–50k
36.6%
$50k–100k
31.2%
$100k–150k
8.5%
$150k+
1.9%

Share of households by yearly income. 10.5% of households earn $100,000 or more.

Rent by apartment size in Harrodsburg

SizeHarrodsburgU.S. average
1 bedroom$652$1,324
2 bedrooms$729$1,509
3 bedrooms$1,111$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Harrodsburg overall?

Everyday prices in Kentucky overall are 10% below the U.S. average (index 90.2, U.S. = 100).

Housing
64
Goods (food, clothes…)
96
Utilities
75
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Harrodsburg, so the Kentucky figure is shown.

Taxes and bills in Harrodsburg

🏛️ Property tax$1,358a year · 0.88% of home value · U.S. $3,119
⚡ Electric bill$142a month (typical) · U.S. $156

Life in Harrodsburg

Commute to work19.9 minU.S.: 26.4 min
College degree21%U.S.: 35.7%
Own their home59.7%U.S.: 65.2%
Below poverty line14.5%U.S.: 12.5%
Unemployment6.1%U.S.: 5.2%

Is it cheaper to rent or buy in Harrodsburg?

Buying is cheaper month to month: about $322 a month less than renting.

Renting
$1,392
Owning
$1,070

Owning assumes a typical $154,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $15,420 for the down payment.

Frequently asked questions

What is the average rent in Harrodsburg, KY?

Renting in Harrodsburg costs a median of about $1,392 a month in 2026, including utilities. The Kentucky median is $1,175.

How much do I need to make to live in Harrodsburg?

To keep rent under 30% of income, you need about $55,680 a year, or $27 an hour at a full-time job.

Is Harrodsburg cheap or expensive?

Harrodsburg is rated Expensive: rent takes 32.0% of the typical household income of $52,179. It ranks 61st cheapest of 87 Kentucky cities we track.

How much are property taxes in Harrodsburg?

The median homeowner in Harrodsburg pays $1,358 a year in property taxes, about 0.88% of the median home value.

Is Harrodsburg more expensive than the national average?

Overall prices in Kentucky are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Harrodsburg?

The median home value in Harrodsburg is $154,200, about 3.0 times the typical yearly household income.

9,313 people live in Harrodsburg. Numbers are typical (middle) values.