States › South Dakota › Harrisburg

Is Harrisburg, SD expensive to live in?

CheapRent takes 15 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,47016% lower than U.S. average
💵 Families earn per year (2026)$117,259about $9,772/month · 35% higher than U.S. average
🔑 House price$312,2006% lower than U.S. average

Rent is lower than in 60% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (78.4%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $58,800 a year. That is $28 an hour at a full-time job.

Is rent cheaper than other South Dakota cities?

No. Rent here is more expensive than in most of South Dakota. It is number 17 of 19 cities from cheapest to most expensive.

Harrisburg
$1,470
Sturgis
$863
Rapid Valley
$1,393
Tea
$1,349
Brandon
$1,079
Vermillion
$858
Madison
$972

How much do households earn in Harrisburg?

Under $25k
1.8%
$25k–50k
15.8%
$50k–100k
41.9%
$100k–150k
33.9%
$150k+
8.1%

Share of households by yearly income. 42.1% of households earn $100,000 or more.

Rent by apartment size in Harrisburg

SizeHarrisburgU.S. average
2 bedrooms$1,523$1,509
3 bedrooms$1,566$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Harrisburg overall?

Everyday prices in South Dakota overall are 11% below the U.S. average (index 88.6, U.S. = 100).

Housing
68
Goods (food, clothes…)
95
Utilities
80
Other services
92
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Harrisburg, so the South Dakota figure is shown.

Taxes and bills in Harrisburg

🏛️ Property tax$3,637a year · 1.16% of home value · U.S. $3,119
⚡ Electric bill$148a month (typical) · U.S. $156

Life in Harrisburg

Commute to work21.9 minU.S.: 26.4 min
College degree43.8%U.S.: 35.7%
Own their home78.4%U.S.: 65.2%
Below poverty line0.5%U.S.: 12.5%
Unemployment1%U.S.: 5.2%

Is it cheaper to rent or buy in Harrisburg?

Renting is cheaper right now: about $696 a month less.

Renting
$1,470
Owning
$2,166

Owning assumes a typical $312,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $31,220 for the down payment.

Frequently asked questions

What is the average rent in Harrisburg, SD?

Renting in Harrisburg costs a median of about $1,470 a month in 2026, including utilities. The South Dakota median is $1,271.

How much do I need to make to live in Harrisburg?

To keep rent under 30% of income, you need about $58,800 a year, or $28 an hour at a full-time job.

Is Harrisburg cheap or expensive?

Harrisburg is rated Cheap: rent takes 15.0% of the typical household income of $117,259. It ranks 17th cheapest of 19 South Dakota cities we track.

How much are property taxes in Harrisburg?

The median homeowner in Harrisburg pays $3,637 a year in property taxes, about 1.16% of the median home value.

Is Harrisburg more expensive than the national average?

Overall prices in South Dakota are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Harrisburg?

The median home value in Harrisburg is $312,200, about 2.7 times the typical yearly household income.

8,519 people live in Harrisburg. Numbers are typical (middle) values.