States › North Carolina › Harrisburg

Is Harrisburg, NC expensive to live in?

OKRent takes 21 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,77858% higher than U.S. average
💵 Families earn per year (2026)$159,892about $13,324/month · 84% higher than U.S. average
🔑 House price$478,00044% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 92% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (91.5%) are owned, so rentals can be hard to find. It is a highly educated city: 56.5% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $111,120 a year. That is $53 an hour at a full-time job.

Is rent cheaper than other North Carolina cities?

No. Rent here is more expensive than in most of North Carolina. It is number 160 of 164 cities from cheapest to most expensive.

Harrisburg
$2,778
$1,221
$1,810
$1,187

How much do households earn in Harrisburg?

Under $25k
5.8%
$25k–50k
6.4%
$50k–100k
27.6%
$100k–150k
26.0%
$150k+
33.0%

Share of households by yearly income. 59.1% of households earn $100,000 or more.

Rent by apartment size in Harrisburg

SizeHarrisburgU.S. average
3 bedrooms$3,308$1,698
4 bedrooms$2,642$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Harrisburg overall?

Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).

Housing
81
Goods (food, clothes…)
97
Utilities
89
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Harrisburg, so the North Carolina figure is shown.

Taxes and bills in Harrisburg

🏛️ Property tax$3,391a year · 0.71% of home value · U.S. $3,119
⚡ Electric bill$156a month (typical) · U.S. $156

Life in Harrisburg

Commute to work29.6 minU.S.: 26.4 min
College degree56.5%U.S.: 35.7%
Own their home91.5%U.S.: 65.2%
Below poverty line3.7%U.S.: 12.5%
Unemployment3%U.S.: 5.2%

Is it cheaper to rent or buy in Harrisburg?

Renting is cheaper right now: about $539 a month less.

Renting
$2,778
Owning
$3,317

Owning assumes a typical $478,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $47,800 for the down payment.

Frequently asked questions

What is the average rent in Harrisburg, NC?

Renting in Harrisburg costs a median of about $2,778 a month in 2026, including utilities. The North Carolina median is $1,496.

How much do I need to make to live in Harrisburg?

To keep rent under 30% of income, you need about $111,120 a year, or $53 an hour at a full-time job.

Is Harrisburg cheap or expensive?

Harrisburg is rated OK: rent takes 20.8% of the typical household income of $159,892. It ranks 160th cheapest of 164 North Carolina cities we track.

How much are property taxes in Harrisburg?

The median homeowner in Harrisburg pays $3,391 a year in property taxes, about 0.71% of the median home value.

Is Harrisburg more expensive than the national average?

Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Harrisburg?

The median home value in Harrisburg is $478,000, about 3.0 times the typical yearly household income.

19,633 people live in Harrisburg. Numbers are typical (middle) values.