States › Illinois › Harrisburg

Is Harrisburg, IL expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$84052% lower than U.S. average
💵 Families earn per year (2026)$46,823about $3,902/month · 46% lower than U.S. average
🔑 House price$84,10075% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 18.9 minutes.

How much money do I need?

To rent here comfortably, you should earn about $33,600 a year. That is $16 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

Yes. Rent here is cheaper than in most of Illinois. It is number 20 of 334 cities from cheapest to most expensive.

Harrisburg
$840
Crete
$1,448
Maryville
$1,266
Long Grove
$3,500+
Paris
$859
Hampshire
$2,863
Olney
$719

How much do households earn in Harrisburg?

Under $25k
26.9%
$25k–50k
27.4%
$50k–100k
23.9%
$100k–150k
10.9%
$150k+
2.2%

Share of households by yearly income. 13.0% of households earn $100,000 or more.

Rent by apartment size in Harrisburg

SizeHarrisburgU.S. average
2 bedrooms$829$1,509
3 bedrooms$742$1,698
4 bedrooms$1,251$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Harrisburg overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Harrisburg, so the Illinois figure is shown.

Taxes and bills in Harrisburg

🏛️ Property tax$1,429a year · 1.70% of home value · U.S. $3,119
⚡ Electric bill$167a month (typical) · U.S. $156

Life in Harrisburg

Commute to work18.9 minU.S.: 26.4 min
College degree15.8%U.S.: 35.7%
Own their home61.5%U.S.: 65.2%
Below poverty line29%U.S.: 12.5%
Unemployment9.5%U.S.: 5.2%

Is it cheaper to rent or buy in Harrisburg?

Buying is cheaper month to month: about $256 a month less than renting.

Renting
$840
Owning
$584

Owning assumes a typical $84,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $8,410 for the down payment.

Frequently asked questions

What is the average rent in Harrisburg, IL?

Renting in Harrisburg costs a median of about $840 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Harrisburg?

To keep rent under 30% of income, you need about $33,600 a year, or $16 an hour at a full-time job.

Is Harrisburg cheap or expensive?

Harrisburg is rated OK: rent takes 21.5% of the typical household income of $46,823. It ranks 20th cheapest of 334 Illinois cities we track.

How much are property taxes in Harrisburg?

The median homeowner in Harrisburg pays $1,429 a year in property taxes, about 1.70% of the median home value.

Is Harrisburg more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Harrisburg?

The median home value in Harrisburg is $84,100, about 1.8 times the typical yearly household income.

8,372 people live in Harrisburg. Numbers are typical (middle) values.