States › North Carolina › Half Moon

Is Half Moon, NC expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7371% lower than U.S. average
💵 Families earn per year (2026)$74,358about $6,197/month · 15% lower than U.S. average
🔑 House price$182,50045% lower than U.S. average

Rent is higher than in 54% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (75.9%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $69,480 a year. That is $33 an hour at a full-time job.

Is rent cheaper than other North Carolina cities?

No. Rent here is more expensive than in most of North Carolina. It is number 109 of 164 cities from cheapest to most expensive.

Half Moon
$1,737
$942
$1,194
$1,005

How much do households earn in Half Moon?

Under $25k
11.8%
$25k–50k
31.1%
$50k–100k
41.0%
$100k–150k
9.2%
$150k+
6.7%

Share of households by yearly income. 15.9% of households earn $100,000 or more.

Rent by apartment size in Half Moon

SizeHalf MoonU.S. average
2 bedrooms$1,009$1,509
3 bedrooms$1,405$1,698
4 bedrooms$1,630$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Half Moon overall?

Everyday prices in North Carolina overall are 6% below the U.S. average (index 94.3, U.S. = 100).

Housing
81
Goods (food, clothes…)
97
Utilities
89
Other services
98
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Half Moon, so the North Carolina figure is shown.

Taxes and bills in Half Moon

🏛️ Property tax$964a year · 0.53% of home value · U.S. $3,119
⚡ Electric bill$185a month (typical) · U.S. $156

Life in Half Moon

Commute to work27.5 minU.S.: 26.4 min
College degree27%U.S.: 35.7%
Own their home75.9%U.S.: 65.2%
Below poverty line7.9%U.S.: 12.5%
Unemployment1.3%U.S.: 5.2%

Is it cheaper to rent or buy in Half Moon?

Buying is cheaper month to month: about $471 a month less than renting.

Renting
$1,737
Owning
$1,266

Owning assumes a typical $182,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,250 for the down payment.

Frequently asked questions

What is the average rent in Half Moon, NC?

Renting in Half Moon costs a median of about $1,737 a month in 2026, including utilities. The North Carolina median is $1,496.

How much do I need to make to live in Half Moon?

To keep rent under 30% of income, you need about $69,480 a year, or $33 an hour at a full-time job.

Is Half Moon cheap or expensive?

Half Moon is rated OK: rent takes 28.0% of the typical household income of $74,358. It ranks 109th cheapest of 164 North Carolina cities we track.

How much are property taxes in Half Moon?

The median homeowner in Half Moon pays $964 a year in property taxes, about 0.53% of the median home value.

Is Half Moon more expensive than the national average?

Overall prices in North Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Half Moon?

The median home value in Half Moon is $182,500, about 2.5 times the typical yearly household income.

7,378 people live in Half Moon. Numbers are typical (middle) values.