salaryRent is lower than in 67% of U.S. cities. A typical house costs about 4.0 years of household income. Most households rent (57%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $53,080 a year. That is $26 an hour at a full-time job.
Is rent cheaper than other Maryland cities?
Yes. Rent here is cheaper than in most of Maryland. It is number 11 of 200 cities from cheapest to most expensive.
How much do households earn in Hagerstown?
Share of households by yearly income. 14.7% of households earn $100,000 or more.
Rent by apartment size in Hagerstown
| Size | Hagerstown | U.S. average |
|---|---|---|
| Studio | $627 | $1,338 |
| 1 bedroom | $809 | $1,324 |
| 2 bedrooms | $1,217 | $1,509 |
| 3 bedrooms | $1,418 | $1,698 |
| 4 bedrooms | $1,721 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Hagerstown overall?
Everyday prices in the Hagerstown-Martinsburg metro area are 6% below the U.S. average (index 94.2, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Hagerstown
Life in Hagerstown
What jobs pay in Hagerstown
| Job | Median pay | Rent / pay |
|---|---|---|
| Physician Assistant | $137,220 | 11.6% |
| Pharmacist | $136,970 | 11.6% |
| Nurse Practitioner | $126,240 | 12.6% |
| Software Developer | $122,830 | 13.0% |
| Lawyer | $108,530 | 14.7% |
| Civil Engineer | $101,800 | 15.6% |
| Computer Systems Analyst | $93,620 | 17.0% |
| Registered Nurse | $92,770 | 17.2% |
| Operations Manager | $92,420 | 17.2% |
| Dental Hygienist | $83,460 | 19.1% |
| Accountant | $75,250 | 21.2% |
| Police Officer | $66,020 | 24.1% |
| Market Research Analyst | $64,470 | 24.7% |
| Licensed Practical Nurse | $64,280 | 24.8% |
| Elementary School Teacher | $63,190 | 25.2% |
| Electrician | $62,310 | 25.6% |
| HVAC Technician | $58,410 | 27.3% |
| Carpenter | $56,600 | 28.1% |
| Truck Driver | $56,310 | 28.3% |
| Plumber | $55,130 | 28.9% |
| Firefighter | $49,690 | 32.0% |
| Medical Assistant | $42,230 | 37.7% |
| Nursing Assistant | $41,870 | 38.0% |
| Customer Service Representative | $38,200 | 41.7% |
| Warehouse Worker | $38,100 | 41.8% |
| Server (Waiter/Waitress) | $34,470 | 46.2% |
| Restaurant Cook | $34,330 | 46.4% |
| Retail Salesperson | $31,490 | 50.6% |
| Cashier | $31,200 | 51.0% |
Is it cheaper to rent or buy in Hagerstown?
Renting is cheaper right now: about $231 a month less.
Owning assumes a typical $224,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $22,450 for the down payment.
Frequently asked questions
What is the average rent in Hagerstown, MD?
Renting in Hagerstown costs a median of about $1,327 a month in 2026, including utilities. The Maryland median is $2,010.
How much do I need to make to live in Hagerstown?
To keep rent under 30% of income, you need about $53,080 a year, or $26 an hour at a full-time job.
Is Hagerstown cheap or expensive?
Hagerstown is rated OK: rent takes 28.3% of the typical household income of $56,320. It ranks 11th cheapest of 200 Maryland cities we track.
How much are property taxes in Hagerstown?
The median homeowner in Hagerstown pays $2,585 a year in property taxes, about 1.15% of the median home value.
Is Hagerstown more expensive than the national average?
Overall prices in the metro area are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Hagerstown?
The median home value in Hagerstown is $224,500, about 4.0 times the typical yearly household income.
43,665 people live in Hagerstown. Numbers are typical (middle) values.