States › New Jersey › Hackettstown

Is Hackettstown, NJ expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,9079% higher than U.S. average
💵 Families earn per year (2026)$100,390about $8,366/month · 15% higher than U.S. average
🔑 House price$361,6009% higher than U.S. average

Rent is higher than in 64% of U.S. cities. A typical house costs about 3.6 years of household income. Commutes are long, about 30.6 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $76,280 a year. That is $37 an hour at a full-time job.

Is rent cheaper than other New Jersey cities?

Yes. Rent here is cheaper than in most of New Jersey. It is number 73 of 291 cities from cheapest to most expensive.

Hackettstown
$1,907
$1,946
$3,802
$1,909
$1,899

How much do households earn in Hackettstown?

Under $25k
9.4%
$25k–50k
16.7%
$50k–100k
32.2%
$100k–150k
23.1%
$150k+
15.4%

Share of households by yearly income. 38.5% of households earn $100,000 or more.

Rent by apartment size in Hackettstown

SizeHackettstownU.S. average
Studio$759$1,338
1 bedroom$1,480$1,324
2 bedrooms$1,791$1,509
3 bedrooms$2,212$1,698
4 bedrooms$2,403$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Hackettstown overall?

Everyday prices in New Jersey overall are 9% above the U.S. average (index 108.8, U.S. = 100).

Housing
134
Goods (food, clothes…)
107
Utilities
114
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Hackettstown, so the New Jersey figure is shown.

Taxes and bills in Hackettstown

🏛️ Property tax$9,262a year · 2.56% of home value · U.S. $3,119
⚡ Electric bill$87a month (typical) · U.S. $156

Life in Hackettstown

Commute to work30.6 minU.S.: 26.4 min
College degree37.5%U.S.: 35.7%
Own their home57.8%U.S.: 65.2%
Below poverty line9.4%U.S.: 12.5%
Unemployment8.2%U.S.: 5.2%

Is it cheaper to rent or buy in Hackettstown?

Renting is cheaper right now: about $602 a month less.

Renting
$1,907
Owning
$2,509

Owning assumes a typical $361,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $36,160 for the down payment.

Frequently asked questions

What is the average rent in Hackettstown, NJ?

Renting in Hackettstown costs a median of about $1,907 a month in 2026, including utilities. The New Jersey median is $2,240.

How much do I need to make to live in Hackettstown?

To keep rent under 30% of income, you need about $76,280 a year, or $37 an hour at a full-time job.

Is Hackettstown cheap or expensive?

Hackettstown is rated OK: rent takes 22.8% of the typical household income of $100,390. It ranks 73rd cheapest of 291 New Jersey cities we track.

How much are property taxes in Hackettstown?

The median homeowner in Hackettstown pays $9,262 a year in property taxes, about 2.56% of the median home value.

Is Hackettstown more expensive than the national average?

Overall prices in New Jersey are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Hackettstown?

The median home value in Hackettstown is $361,600, about 3.6 times the typical yearly household income.

10,140 people live in Hackettstown. Numbers are typical (middle) values.