States › Alabama › Guntersville

Is Guntersville, AL expensive to live in?

CheapRent takes 15 cents of every $1 people earn here.
🏠 Rent per month (2026)$88649% lower than U.S. average
💵 Families earn per year (2026)$73,261about $6,105/month · 16% lower than U.S. average
🔑 House price$324,8002% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 4.4 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $35,440 a year. That is $17 an hour at a full-time job.

Is rent cheaper than other Alabama cities?

Yes. Rent here is cheaper than in most of Alabama. It is number 31 of 120 cities from cheapest to most expensive.

Guntersville
$886
$1,246
$763

How much do households earn in Guntersville?

Under $25k
19.2%
$25k–50k
19.3%
$50k–100k
28.3%
$100k–150k
16.2%
$150k+
10.2%

Share of households by yearly income. 26.4% of households earn $100,000 or more.

Rent by apartment size in Guntersville

SizeGuntersvilleU.S. average
1 bedroom$476$1,324
2 bedrooms$841$1,509
3 bedrooms$1,034$1,698
4 bedrooms$1,267$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Guntersville overall?

Everyday prices in Alabama overall are 11% below the U.S. average (index 88.8, U.S. = 100).

Housing
62
Goods (food, clothes…)
96
Utilities
85
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Guntersville, so the Alabama figure is shown.

Taxes and bills in Guntersville

🏛️ Property tax$1,163a year · 0.36% of home value · U.S. $3,119
⚡ Electric bill$181a month (typical) · U.S. $156

Life in Guntersville

Commute to work21.5 minU.S.: 26.4 min
College degree33.3%U.S.: 35.7%
Own their home65.3%U.S.: 65.2%
Below poverty line18.1%U.S.: 12.5%
Unemployment3.1%U.S.: 5.2%

Is it cheaper to rent or buy in Guntersville?

Renting is cheaper right now: about $1,368 a month less.

Renting
$886
Owning
$2,254

Owning assumes a typical $324,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $32,480 for the down payment.

Frequently asked questions

What is the average rent in Guntersville, AL?

Renting in Guntersville costs a median of about $886 a month in 2026, including utilities. The Alabama median is $1,175.

How much do I need to make to live in Guntersville?

To keep rent under 30% of income, you need about $35,440 a year, or $17 an hour at a full-time job.

Is Guntersville cheap or expensive?

Guntersville is rated Cheap: rent takes 14.5% of the typical household income of $73,261. It ranks 31st cheapest of 120 Alabama cities we track.

How much are property taxes in Guntersville?

The median homeowner in Guntersville pays $1,163 a year in property taxes, about 0.36% of the median home value.

Is Guntersville more expensive than the national average?

Overall prices in Alabama are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Guntersville?

The median home value in Guntersville is $324,800, about 4.4 times the typical yearly household income.

8,916 people live in Guntersville. Numbers are typical (middle) values.