States › California › Grass Valley

Is Grass Valley, CA expensive to live in?

ExpensiveRent takes 39 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,8164% higher than U.S. average
💵 Families earn per year (2026)$55,827about $4,652/month · 36% lower than U.S. average
🔑 House price$482,20045% higher than U.S. average

Rent is higher than in 58% of U.S. cities. A typical house costs about 8.6 years of household income, so buying is hard for most locals. Commutes are short, about 16.9 minutes. Most households rent (60%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $72,640 a year. That is $35 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 160 of 653 cities from cheapest to most expensive.

Grass Valley
$1,816
$3,318
$1,199

How much do households earn in Grass Valley?

Under $25k
24.5%
$25k–50k
20.3%
$50k–100k
32.2%
$100k–150k
7.7%
$150k+
5.5%

Share of households by yearly income. 13.2% of households earn $100,000 or more.

Rent by apartment size in Grass Valley

SizeGrass ValleyU.S. average
1 bedroom$1,160$1,324
2 bedrooms$1,668$1,509
3 bedrooms$2,246$1,698
4 bedrooms$3,325$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Grass Valley overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Grass Valley, so the California figure is shown.

Taxes and bills in Grass Valley

🏛️ Property tax$3,524a year · 0.73% of home value · U.S. $3,119
⚡ Electric bill$153a month (typical) · U.S. $156

Life in Grass Valley

Commute to work16.9 minU.S.: 26.4 min
College degree32.8%U.S.: 35.7%
Own their home40.2%U.S.: 65.2%
Below poverty line22.1%U.S.: 12.5%
Unemployment7.4%U.S.: 5.2%

Is it cheaper to rent or buy in Grass Valley?

Renting is cheaper right now: about $1,530 a month less.

Renting
$1,816
Owning
$3,346

Owning assumes a typical $482,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $48,220 for the down payment.

Frequently asked questions

What is the average rent in Grass Valley, CA?

Renting in Grass Valley costs a median of about $1,816 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Grass Valley?

To keep rent under 30% of income, you need about $72,640 a year, or $35 an hour at a full-time job.

Is Grass Valley cheap or expensive?

Grass Valley is rated Expensive: rent takes 39.0% of the typical household income of $55,827. It ranks 160th cheapest of 653 California cities we track.

How much are property taxes in Grass Valley?

The median homeowner in Grass Valley pays $3,524 a year in property taxes, about 0.73% of the median home value.

Is Grass Valley more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Grass Valley?

The median home value in Grass Valley is $482,200, about 8.6 times the typical yearly household income.

14,113 people live in Grass Valley. Numbers are typical (middle) values.