States › Missouri › Grain Valley

Is Grain Valley, MO expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,14722% higher than U.S. average
💵 Families earn per year (2026)$96,686about $8,057/month · 11% higher than U.S. average
🔑 House price$283,80015% lower than U.S. average

Rent is higher than in 75% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $85,880 a year. That is $41 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

No. Rent here is more expensive than in most of Missouri. It is number 138 of 142 cities from cheapest to most expensive.

Grain Valley
$2,147
$1,485
$1,256
$1,802
$1,326

How much do households earn in Grain Valley?

Under $25k
4.6%
$25k–50k
20.6%
$50k–100k
41.1%
$100k–150k
20.3%
$150k+
10.0%

Share of households by yearly income. 30.4% of households earn $100,000 or more.

Rent by apartment size in Grain Valley

SizeGrain ValleyU.S. average
1 bedroom$1,153$1,324
2 bedrooms$1,338$1,509
3 bedrooms$1,733$1,698
4 bedrooms$2,193$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Grain Valley overall?

Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).

Housing
70
Goods (food, clothes…)
96
Utilities
79
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Grain Valley, so the Missouri figure is shown.

Taxes and bills in Grain Valley

🏛️ Property tax$3,182a year · 1.12% of home value · U.S. $3,119
⚡ Electric bill$165a month (typical) · U.S. $156

Life in Grain Valley

Commute to work25.8 minU.S.: 26.4 min
College degree27.4%U.S.: 35.7%
Own their home65%U.S.: 65.2%
Below poverty line9.7%U.S.: 12.5%
Unemployment1.8%U.S.: 5.2%

Is it cheaper to rent or buy in Grain Valley?

Buying is cheaper month to month: about $178 a month less than renting.

Renting
$2,147
Owning
$1,969

Owning assumes a typical $283,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $28,380 for the down payment.

Frequently asked questions

What is the average rent in Grain Valley, MO?

Renting in Grain Valley costs a median of about $2,147 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in Grain Valley?

To keep rent under 30% of income, you need about $85,880 a year, or $41 an hour at a full-time job.

Is Grain Valley cheap or expensive?

Grain Valley is rated OK: rent takes 26.6% of the typical household income of $96,686. It ranks 138th cheapest of 142 Missouri cities we track.

How much are property taxes in Grain Valley?

The median homeowner in Grain Valley pays $3,182 a year in property taxes, about 1.12% of the median home value.

Is Grain Valley more expensive than the national average?

Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Grain Valley?

The median home value in Grain Valley is $283,800, about 2.9 times the typical yearly household income.

16,271 people live in Grain Valley. Numbers are typical (middle) values.