States › Ohio › Girard

Is Girard, OH expensive to live in?

ExpensiveRent takes 32 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,51114% lower than U.S. average
💵 Families earn per year (2026)$56,675about $4,723/month · 35% lower than U.S. average
🔑 House price$115,50065% lower than U.S. average

Rent is lower than in 57% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 17.9 minutes.

How much money do I need?

To rent here comfortably, you should earn about $60,440 a year. That is $29 an hour at a full-time job.

Is rent cheaper than other Ohio cities?

No. Rent here is more expensive than in most of Ohio. It is number 202 of 288 cities from cheapest to most expensive.

Girard
$1,511
$1,965
$1,566

How much do households earn in Girard?

Under $25k
20.2%
$25k–50k
25.3%
$50k–100k
28.0%
$100k–150k
14.7%
$150k+
3.3%

Share of households by yearly income. 18.0% of households earn $100,000 or more.

Rent by apartment size in Girard

SizeGirardU.S. average
1 bedroom$678$1,324
2 bedrooms$827$1,509
3 bedrooms$1,062$1,698
4 bedrooms$1,409$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Girard overall?

Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).

Housing
73
Goods (food, clothes…)
94
Utilities
96
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Girard, so the Ohio figure is shown.

Taxes and bills in Girard

🏛️ Property tax$1,371a year · 1.19% of home value · U.S. $3,119
⚡ Electric bill$96a month (typical) · U.S. $156

Life in Girard

Commute to work17.9 minU.S.: 26.4 min
College degree20%U.S.: 35.7%
Own their home67.8%U.S.: 65.2%
Below poverty line20%U.S.: 12.5%
Unemployment4.9%U.S.: 5.2%

Is it cheaper to rent or buy in Girard?

Buying is cheaper month to month: about $710 a month less than renting.

Renting
$1,511
Owning
$801

Owning assumes a typical $115,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $11,550 for the down payment.

Frequently asked questions

What is the average rent in Girard, OH?

Renting in Girard costs a median of about $1,511 a month in 2026, including utilities. The Ohio median is $1,261.

How much do I need to make to live in Girard?

To keep rent under 30% of income, you need about $60,440 a year, or $29 an hour at a full-time job.

Is Girard cheap or expensive?

Girard is rated Expensive: rent takes 32.0% of the typical household income of $56,675. It ranks 202nd cheapest of 288 Ohio cities we track.

How much are property taxes in Girard?

The median homeowner in Girard pays $1,371 a year in property taxes, about 1.19% of the median home value.

Is Girard more expensive than the national average?

Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Girard?

The median home value in Girard is $115,500, about 2.0 times the typical yearly household income.

9,505 people live in Girard. Numbers are typical (middle) values.