salaryRent is higher than in 89% of U.S. cities. Household incomes are higher than in 88% of U.S. cities. A typical house costs about 7.2 years of household income, so buying is hard for most locals. Commutes are long, about 33.3 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $106,320 a year. That is $51 an hour at a full-time job.
Is rent cheaper than other California cities?
No. Rent here is more expensive than in most of California. It is number 427 of 653 cities from cheapest to most expensive.
How much do households earn in Gilroy?
Share of households by yearly income. 52.5% of households earn $100,000 or more.
Rent by apartment size in Gilroy
| Size | Gilroy | U.S. average |
|---|---|---|
| Studio | $2,121 | $1,338 |
| 1 bedroom | $1,514 | $1,324 |
| 2 bedrooms | $2,402 | $1,509 |
| 3 bedrooms | $2,938 | $1,698 |
| 4 bedrooms | $3,500+ | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Gilroy overall?
Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Gilroy, so the California figure is shown.
Taxes and bills in Gilroy
Life in Gilroy
Is it cheaper to rent or buy in Gilroy?
Renting is cheaper right now: about $4,471 a month less.
Owning assumes a typical $1,027,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $102,740 for the down payment.
Frequently asked questions
What is the average rent in Gilroy, CA?
Renting in Gilroy costs a median of about $2,658 a month in 2026, including utilities. The California median is $2,357.
How much do I need to make to live in Gilroy?
To keep rent under 30% of income, you need about $106,320 a year, or $51 an hour at a full-time job.
Is Gilroy cheap or expensive?
Gilroy is rated OK: rent takes 22.2% of the typical household income of $143,556. It ranks 427th cheapest of 653 California cities we track.
How much are property taxes in Gilroy?
The median homeowner in Gilroy pays $8,513 a year in property taxes, about 0.83% of the median home value.
Is Gilroy more expensive than the national average?
Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Gilroy?
The median home value in Gilroy is $1,027,400, about 7.2 times the typical yearly household income.
59,004 people live in Gilroy. Numbers are typical (middle) values.