States › Oregon › Garden Home-Whitford

Is Garden Home-Whitford, OR expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,37936% higher than U.S. average
💵 Families earn per year (2026)$105,154about $8,763/month · 21% higher than U.S. average
🔑 House price$624,90088% higher than U.S. average

Rent is higher than in 82% of U.S. cities. A typical house costs about 5.9 years of household income. It is a highly educated city: 63.3% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $95,160 a year. That is $46 an hour at a full-time job.

Is rent cheaper than other Oregon cities?

No. Rent here is more expensive than in most of Oregon. It is number 97 of 105 cities from cheapest to most expensive.

Garden Home-Whitford
$2,379
Junction City
$1,764
Milton-Freewater
$930
Seaside
$1,984
Raleigh Hills
$1,773
Brookings
$1,654
West Slope
$2,048

How much do households earn in Garden Home-Whitford?

Under $25k
4.9%
$25k–50k
16.9%
$50k–100k
38.4%
$100k–150k
16.7%
$150k+
20.7%

Share of households by yearly income. 37.4% of households earn $100,000 or more.

Rent by apartment size in Garden Home-Whitford

SizeGarden Home-WhitfordU.S. average
1 bedroom$1,565$1,324
2 bedrooms$1,992$1,509
3 bedrooms$2,669$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Garden Home-Whitford overall?

Everyday prices in Oregon overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
109
Goods (food, clothes…)
105
Utilities
107
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Garden Home-Whitford, so the Oregon figure is shown.

Taxes and bills in Garden Home-Whitford

🏛️ Property tax$5,263a year · 0.84% of home value · U.S. $3,119
⚡ Electric bill$124a month (typical) · U.S. $156

Life in Garden Home-Whitford

Commute to work23 minU.S.: 26.4 min
College degree63.3%U.S.: 35.7%
Own their home64.6%U.S.: 65.2%
Below poverty line5.9%U.S.: 12.5%
Unemployment4%U.S.: 5.2%

Is it cheaper to rent or buy in Garden Home-Whitford?

Renting is cheaper right now: about $1,957 a month less.

Renting
$2,379
Owning
$4,336

Owning assumes a typical $624,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $62,490 for the down payment.

Frequently asked questions

What is the average rent in Garden Home-Whitford, OR?

Renting in Garden Home-Whitford costs a median of about $2,379 a month in 2026, including utilities. The Oregon median is $1,811.

How much do I need to make to live in Garden Home-Whitford?

To keep rent under 30% of income, you need about $95,160 a year, or $46 an hour at a full-time job.

Is Garden Home-Whitford cheap or expensive?

Garden Home-Whitford is rated OK: rent takes 27.1% of the typical household income of $105,154. It ranks 97th cheapest of 105 Oregon cities we track.

How much are property taxes in Garden Home-Whitford?

The median homeowner in Garden Home-Whitford pays $5,263 a year in property taxes, about 0.84% of the median home value.

Is Garden Home-Whitford more expensive than the national average?

Overall prices in Oregon are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Garden Home-Whitford?

The median home value in Garden Home-Whitford is $624,900, about 5.9 times the typical yearly household income.

6,979 people live in Garden Home-Whitford. Numbers are typical (middle) values.