salaryRent is higher than in 62% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (79.1%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $75,240 a year. That is $36 an hour at a full-time job.
Is rent cheaper than other Michigan cities?
No. Rent here is more expensive than in most of Michigan. It is number 163 of 179 cities from cheapest to most expensive.
How much do households earn in Garden City?
Share of households by yearly income. 18.8% of households earn $100,000 or more.
Rent by apartment size in Garden City
| Size | Garden City | U.S. average |
|---|---|---|
| Studio | $985 | $1,338 |
| 1 bedroom | $928 | $1,324 |
| 2 bedrooms | $1,250 | $1,509 |
| 3 bedrooms | $1,724 | $1,698 |
| 4 bedrooms | $1,935 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Garden City overall?
Everyday prices in Michigan overall are 4% below the U.S. average (index 96.2, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Garden City, so the Michigan figure is shown.
Taxes and bills in Garden City
Life in Garden City
Is it cheaper to rent or buy in Garden City?
Buying is cheaper month to month: about $710 a month less than renting.
Owning assumes a typical $168,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,880 for the down payment.
Frequently asked questions
What is the average rent in Garden City, MI?
Renting in Garden City costs a median of about $1,881 a month in 2026, including utilities. The Michigan median is $1,314.
How much do I need to make to live in Garden City?
To keep rent under 30% of income, you need about $75,240 a year, or $36 an hour at a full-time job.
Is Garden City cheap or expensive?
Garden City is rated Expensive: rent takes 31.1% of the typical household income of $72,577. It ranks 163rd cheapest of 179 Michigan cities we track.
How much are property taxes in Garden City?
The median homeowner in Garden City pays $3,046 a year in property taxes, about 1.80% of the median home value.
Is Garden City more expensive than the national average?
Overall prices in Michigan are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Garden City?
The median home value in Garden City is $168,800, about 2.3 times the typical yearly household income.
26,739 people live in Garden City. Numbers are typical (middle) values.