States › Idaho › Garden City

Is Garden City, ID expensive to live in?

ExpensiveRent takes 32 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,99013% higher than U.S. average
💵 Families earn per year (2026)$75,629about $6,302/month · 13% lower than U.S. average
🔑 House price$449,50035% higher than U.S. average

Rent is higher than in 68% of U.S. cities. A typical house costs about 5.9 years of household income. Commutes are short, about 19.5 minutes.

How much money do I need?

To rent here comfortably, you should earn about $79,600 a year. That is $38 an hour at a full-time job.

Is rent cheaper than other Idaho cities?

No. Rent here is more expensive than in most of Idaho. It is number 33 of 36 cities from cheapest to most expensive.

Garden City
$1,990
$1,165
$1,647
$1,239
$1,547
$2,739
$1,216

How much do households earn in Garden City?

Under $25k
14.0%
$25k–50k
27.3%
$50k–100k
32.4%
$100k–150k
13.1%
$150k+
11.5%

Share of households by yearly income. 24.6% of households earn $100,000 or more.

Rent by apartment size in Garden City

SizeGarden CityU.S. average
Studio$1,799$1,338
1 bedroom$1,544$1,324
2 bedrooms$1,381$1,509
3 bedrooms$1,336$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Garden City overall?

Everyday prices in Idaho overall are 5% below the U.S. average (index 95.5, U.S. = 100).

Housing
90
Goods (food, clothes…)
96
Utilities
70
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Garden City, so the Idaho figure is shown.

Taxes and bills in Garden City

🏛️ Property tax$2,592a year · 0.58% of home value · U.S. $3,119
⚡ Electric bill$85a month (typical) · U.S. $156

Life in Garden City

Commute to work19.5 minU.S.: 26.4 min
College degree39.2%U.S.: 35.7%
Own their home63.1%U.S.: 65.2%
Below poverty line12%U.S.: 12.5%
Unemployment3.4%U.S.: 5.2%

Is it cheaper to rent or buy in Garden City?

Renting is cheaper right now: about $1,129 a month less.

Renting
$1,990
Owning
$3,119

Owning assumes a typical $449,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $44,950 for the down payment.

Frequently asked questions

What is the average rent in Garden City, ID?

Renting in Garden City costs a median of about $1,990 a month in 2026, including utilities. The Idaho median is $1,565.

How much do I need to make to live in Garden City?

To keep rent under 30% of income, you need about $79,600 a year, or $38 an hour at a full-time job.

Is Garden City cheap or expensive?

Garden City is rated Expensive: rent takes 31.6% of the typical household income of $75,629. It ranks 33rd cheapest of 36 Idaho cities we track.

How much are property taxes in Garden City?

The median homeowner in Garden City pays $2,592 a year in property taxes, about 0.58% of the median home value.

Is Garden City more expensive than the national average?

Overall prices in Idaho are 5% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Garden City?

The median home value in Garden City is $449,500, about 5.9 times the typical yearly household income.

12,654 people live in Garden City. Numbers are typical (middle) values.