States › Georgia › Gainesville

Is Gainesville, GA expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6387% lower than U.S. average
💵 Families earn per year (2026)$72,231about $6,019/month · 17% lower than U.S. average
🔑 House price$382,20015% higher than U.S. average

Rent is lower than in 51% of U.S. cities. A typical house costs about 5.3 years of household income. Most households rent (61%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $65,520 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other Georgia cities?

Yes. Rent here is cheaper than in most of Georgia. It is number 81 of 168 cities from cheapest to most expensive.

Gainesville
$1,638
$1,903
$2,381
$2,084

How much do households earn in Gainesville?

Under $25k
17.4%
$25k–50k
19.9%
$50k–100k
35.0%
$100k–150k
10.4%
$150k+
10.1%

Share of households by yearly income. 20.5% of households earn $100,000 or more.

Rent by apartment size in Gainesville

SizeGainesvilleU.S. average
Studio$920$1,338
1 bedroom$1,106$1,324
2 bedrooms$1,471$1,509
3 bedrooms$1,679$1,698
4 bedrooms$1,892$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Gainesville overall?

Everyday prices in the Gainesville metro area are 3% below the U.S. average (index 96.8, U.S. = 100).

Housing
93
Goods (food, clothes…)
96
Utilities
90
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Gainesville

🏛️ Property tax$3,226a year · 0.84% of home value · U.S. $3,119
⚡ Electric bill$145a month (typical) · U.S. $156

Life in Gainesville

Commute to work24 minU.S.: 26.4 min
College degree27.1%U.S.: 35.7%
Own their home39.2%U.S.: 65.2%
Below poverty line20.1%U.S.: 12.5%
Unemployment3.3%U.S.: 5.2%

What jobs pay in Gainesville

JobMedian payRent / pay
Pharmacist$135,92014.5%
Nurse Practitioner$126,12015.6%
Software Developer$121,94016.1%
Computer Systems Analyst$113,74017.3%
Physician Assistant$111,44017.6%
Operations Manager$95,71020.5%
Dental Hygienist$92,84021.2%
Civil Engineer$77,95025.2%
Accountant$75,20026.1%
Elementary School Teacher$64,78030.3%
Market Research Analyst$64,57030.4%
Licensed Practical Nurse$64,08030.7%
Police Officer$61,40032.0%
Electrician$58,33033.7%
Truck Driver$56,77034.6%
HVAC Technician$53,31036.9%
Plumber$51,17038.4%
Firefighter$46,87041.9%
Carpenter$46,26042.5%
Medical Assistant$41,91046.9%
Nursing Assistant$41,39047.5%
Customer Service Representative$39,31050.0%
Warehouse Worker$38,93050.5%
Restaurant Cook$35,31055.7%
Retail Salesperson$31,87061.7%
Cashier$29,32067.0%
Server (Waiter/Waitress)$17,980109.3%

Is it cheaper to rent or buy in Gainesville?

Renting is cheaper right now: about $1,014 a month less.

Renting
$1,638
Owning
$2,652

Owning assumes a typical $382,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $38,220 for the down payment.

Frequently asked questions

What is the average rent in Gainesville, GA?

Renting in Gainesville costs a median of about $1,638 a month in 2026, including utilities. The Georgia median is $1,667.

How much do I need to make to live in Gainesville?

To keep rent under 30% of income, you need about $65,520 a year, or $32 an hour at a full-time job.

Is Gainesville cheap or expensive?

Gainesville is rated OK: rent takes 27.2% of the typical household income of $72,231. It ranks 81st cheapest of 168 Georgia cities we track.

How much are property taxes in Gainesville?

The median homeowner in Gainesville pays $3,226 a year in property taxes, about 0.84% of the median home value.

Is Gainesville more expensive than the national average?

Overall prices in the metro area are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Gainesville?

The median home value in Gainesville is $382,200, about 5.3 times the typical yearly household income.

45,032 people live in Gainesville. Numbers are typical (middle) values.