States › New York › Fulton

Is Fulton, NY expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,18033% lower than U.S. average
💵 Families earn per year (2026)$56,132about $4,678/month · 36% lower than U.S. average
🔑 House price$101,00070% lower than U.S. average

Rent is lower than in 77% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $47,200 a year. That is $23 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 35 of 343 cities from cheapest to most expensive.

Fulton
$1,180
$2,061
$2,881

How much do households earn in Fulton?

Under $25k
22.4%
$25k–50k
25.1%
$50k–100k
31.1%
$100k–150k
10.8%
$150k+
4.3%

Share of households by yearly income. 15.1% of households earn $100,000 or more.

Rent by apartment size in Fulton

SizeFultonU.S. average
Studio$836$1,338
1 bedroom$782$1,324
2 bedrooms$1,048$1,509
3 bedrooms$1,200$1,698
4 bedrooms$1,814$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Fulton overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Fulton, so the New York figure is shown.

Taxes and bills in Fulton

🏛️ Property tax$3,106a year · 3.08% of home value · U.S. $3,119
⚡ Electric bill$168a month (typical) · U.S. $156

Life in Fulton

Commute to work21.8 minU.S.: 26.4 min
College degree16.4%U.S.: 35.7%
Own their home54.3%U.S.: 65.2%
Below poverty line23.5%U.S.: 12.5%
Unemployment6.5%U.S.: 5.2%

Is it cheaper to rent or buy in Fulton?

Buying is cheaper month to month: about $479 a month less than renting.

Renting
$1,180
Owning
$701

Owning assumes a typical $101,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $10,100 for the down payment.

Frequently asked questions

What is the average rent in Fulton, NY?

Renting in Fulton costs a median of about $1,180 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Fulton?

To keep rent under 30% of income, you need about $47,200 a year, or $23 an hour at a full-time job.

Is Fulton cheap or expensive?

Fulton is rated OK: rent takes 25.2% of the typical household income of $56,132. It ranks 35th cheapest of 343 New York cities we track.

How much are property taxes in Fulton?

The median homeowner in Fulton pays $3,106 a year in property taxes, about 3.08% of the median home value.

Is Fulton more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Fulton?

The median home value in Fulton is $101,000, about 1.8 times the typical yearly household income.

11,272 people live in Fulton. Numbers are typical (middle) values.