States › Maryland › Frostburg

Is Frostburg, MD expensive to live in?

OKRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$95645% lower than U.S. average
💵 Families earn per year (2026)$57,136about $4,761/month · 34% lower than U.S. average
🔑 House price$181,70045% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.2 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $38,240 a year. That is $18 an hour at a full-time job.

Is rent cheaper than other Maryland cities?

Yes. Rent here is cheaper than in most of Maryland. It is number 5 of 200 cities from cheapest to most expensive.

Frostburg
$956
Bowleys Quarters
$1,887
Darnestown
$3,500+
Ocean City
$2,262
Forest Glen
$1,665
Riverdale Park
$2,415
Riverside
$1,782

How much do households earn in Frostburg?

Under $25k
23.6%
$25k–50k
25.7%
$50k–100k
26.3%
$100k–150k
12.3%
$150k+
3.7%

Share of households by yearly income. 15.9% of households earn $100,000 or more.

Rent by apartment size in Frostburg

SizeFrostburgU.S. average
1 bedroom$792$1,324
2 bedrooms$956$1,509
3 bedrooms$1,312$1,698
4 bedrooms$578$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Frostburg overall?

Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).

Housing
121
Goods (food, clothes…)
103
Utilities
111
Other services
102
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Frostburg, so the Maryland figure is shown.

Taxes and bills in Frostburg

🏛️ Property tax$1,952a year · 1.07% of home value · U.S. $3,119
⚡ Electric bill$105a month (typical) · U.S. $156

Life in Frostburg

Commute to work25.6 minU.S.: 26.4 min
College degree41.5%U.S.: 35.7%
Own their home49.4%U.S.: 65.2%
Below poverty line28.8%U.S.: 12.5%
Unemployment6.7%U.S.: 5.2%

Is it cheaper to rent or buy in Frostburg?

Renting is cheaper right now: about $305 a month less.

Renting
$956
Owning
$1,261

Owning assumes a typical $181,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,170 for the down payment.

Frequently asked questions

What is the average rent in Frostburg, MD?

Renting in Frostburg costs a median of about $956 a month in 2026, including utilities. The Maryland median is $2,010.

How much do I need to make to live in Frostburg?

To keep rent under 30% of income, you need about $38,240 a year, or $18 an hour at a full-time job.

Is Frostburg cheap or expensive?

Frostburg is rated OK: rent takes 20.1% of the typical household income of $57,136. It ranks 5th cheapest of 200 Maryland cities we track.

How much are property taxes in Frostburg?

The median homeowner in Frostburg pays $1,952 a year in property taxes, about 1.07% of the median home value.

Is Frostburg more expensive than the national average?

Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Frostburg?

The median home value in Frostburg is $181,700, about 3.2 times the typical yearly household income.

6,977 people live in Frostburg. Numbers are typical (middle) values.