salaryRent is higher than in 86% of U.S. cities. Household incomes are higher than in 86% of U.S. cities. A typical house costs about 4.1 years of household income. Commutes are long, about 32 minutes each way. Most homes (95%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $101,000 a year. That is $49 an hour at a full-time job.
Is rent cheaper than other Colorado cities?
No. Rent here is more expensive than in most of Colorado. It is number 97 of 112 cities from cheapest to most expensive.
How much do households earn in Frederick?
Share of households by yearly income. 53.0% of households earn $100,000 or more.
Rent by apartment size in Frederick
| Size | Frederick | U.S. average |
|---|---|---|
| 2 bedrooms | $2,439 | $1,509 |
| 3 bedrooms | $2,479 | $1,698 |
| 4 bedrooms | $3,207 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Frederick overall?
Everyday prices in Colorado overall are 3% above the U.S. average (index 103.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Frederick, so the Colorado figure is shown.
Taxes and bills in Frederick
Life in Frederick
Is it cheaper to rent or buy in Frederick?
Renting is cheaper right now: about $1,418 a month less.
Owning assumes a typical $568,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $56,830 for the down payment.
Frequently asked questions
What is the average rent in Frederick, CO?
Renting in Frederick costs a median of about $2,525 a month in 2026, including utilities. The Colorado median is $2,080.
How much do I need to make to live in Frederick?
To keep rent under 30% of income, you need about $101,000 a year, or $49 an hour at a full-time job.
Is Frederick cheap or expensive?
Frederick is rated OK: rent takes 21.7% of the typical household income of $139,623. It ranks 97th cheapest of 112 Colorado cities we track.
How much are property taxes in Frederick?
The median homeowner in Frederick pays $3,255 a year in property taxes, about 0.57% of the median home value.
Is Frederick more expensive than the national average?
Overall prices in Colorado are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Frederick?
The median home value in Frederick is $568,300, about 4.1 times the typical yearly household income.
16,651 people live in Frederick. Numbers are typical (middle) values.