salaryRent is higher than in 77% of U.S. cities. A typical house costs about 3.7 years of household income. Most homes (83.4%) are owned, so rentals can be hard to find. It is a highly educated city: 57.6% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $88,600 a year. That is $43 an hour at a full-time job.
Is rent cheaper than other South Carolina cities?
No. Rent here is more expensive than in most of South Carolina. It is number 96 of 101 cities from cheapest to most expensive.
How much do households earn in Fort Mill?
Share of households by yearly income. 48.8% of households earn $100,000 or more.
Rent by apartment size in Fort Mill
| Size | Fort Mill | U.S. average |
|---|---|---|
| Studio | $669 | $1,338 |
| 1 bedroom | $1,640 | $1,324 |
| 2 bedrooms | $1,516 | $1,509 |
| 3 bedrooms | $1,814 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Fort Mill overall?
Everyday prices in South Carolina overall are 6% below the U.S. average (index 93.7, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Fort Mill, so the South Carolina figure is shown.
Taxes and bills in Fort Mill
Life in Fort Mill
Is it cheaper to rent or buy in Fort Mill?
Renting is cheaper right now: about $1,168 a month less.
Owning assumes a typical $487,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $48,750 for the down payment.
Frequently asked questions
What is the average rent in Fort Mill, SC?
Renting in Fort Mill costs a median of about $2,215 a month in 2026, including utilities. The South Carolina median is $1,479.
How much do I need to make to live in Fort Mill?
To keep rent under 30% of income, you need about $88,600 a year, or $43 an hour at a full-time job.
Is Fort Mill cheap or expensive?
Fort Mill is rated OK: rent takes 20.2% of the typical household income of $131,386. It ranks 96th cheapest of 101 South Carolina cities we track.
How much are property taxes in Fort Mill?
The median homeowner in Fort Mill pays $3,385 a year in property taxes, about 0.69% of the median home value.
Is Fort Mill more expensive than the national average?
Overall prices in South Carolina are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Fort Mill?
The median home value in Fort Mill is $487,500, about 3.7 times the typical yearly household income.
30,775 people live in Fort Mill. Numbers are typical (middle) values.