States › Ohio › Findlay

Is Findlay, OH expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,45817% lower than U.S. average
💵 Families earn per year (2026)$66,245about $5,520/month · 24% lower than U.S. average
🔑 House price$191,00043% lower than U.S. average

Rent is lower than in 60% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 16.1 minutes.

How much money do I need?

To rent here comfortably, you should earn about $58,320 a year. That is $28 an hour at a full-time job.

Is rent cheaper than other Ohio cities?

No. Rent here is more expensive than in most of Ohio. It is number 194 of 288 cities from cheapest to most expensive.

Findlay
$1,458
$1,245
$960
$1,807

How much do households earn in Findlay?

Under $25k
16.7%
$25k–50k
27.7%
$50k–100k
32.5%
$100k–150k
13.5%
$150k+
5.6%

Share of households by yearly income. 19.1% of households earn $100,000 or more.

Rent by apartment size in Findlay

SizeFindlayU.S. average
Studio$613$1,338
1 bedroom$782$1,324
2 bedrooms$1,153$1,509
3 bedrooms$1,278$1,698
4 bedrooms$1,319$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Findlay overall?

Everyday prices in Ohio overall are 7% below the U.S. average (index 92.8, U.S. = 100).

Housing
73
Goods (food, clothes…)
94
Utilities
96
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Findlay, so the Ohio figure is shown.

Taxes and bills in Findlay

🏛️ Property tax$1,927a year · 1.01% of home value · U.S. $3,119
⚡ Electric bill$125a month (typical) · U.S. $156

Life in Findlay

Commute to work16.1 minU.S.: 26.4 min
College degree30.6%U.S.: 35.7%
Own their home59.9%U.S.: 65.2%
Below poverty line12.3%U.S.: 12.5%
Unemployment3.5%U.S.: 5.2%

Is it cheaper to rent or buy in Findlay?

Buying is cheaper month to month: about $133 a month less than renting.

Renting
$1,458
Owning
$1,325

Owning assumes a typical $191,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $19,100 for the down payment.

Frequently asked questions

What is the average rent in Findlay, OH?

Renting in Findlay costs a median of about $1,458 a month in 2026, including utilities. The Ohio median is $1,261.

How much do I need to make to live in Findlay?

To keep rent under 30% of income, you need about $58,320 a year, or $28 an hour at a full-time job.

Is Findlay cheap or expensive?

Findlay is rated OK: rent takes 26.4% of the typical household income of $66,245. It ranks 194th cheapest of 288 Ohio cities we track.

How much are property taxes in Findlay?

The median homeowner in Findlay pays $1,927 a year in property taxes, about 1.01% of the median home value.

Is Findlay more expensive than the national average?

Overall prices in Ohio are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Findlay?

The median home value in Findlay is $191,000, about 2.9 times the typical yearly household income.

40,287 people live in Findlay. Numbers are typical (middle) values.