States › Washington › Ferndale

Is Ferndale, WA expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,00214% higher than U.S. average
💵 Families earn per year (2026)$94,454about $7,871/month · 8% higher than U.S. average
🔑 House price$549,30065% higher than U.S. average

Rent is higher than in 69% of U.S. cities. A typical house costs about 5.8 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $80,080 a year. That is $39 an hour at a full-time job.

Is rent cheaper than other Washington cities?

Yes. Rent here is cheaper than in most of Washington. It is number 90 of 192 cities from cheapest to most expensive.

Ferndale
$2,002
Lakeland North
$2,660
Lake Stickney
$1,939
Lynden
$1,922
Sunnyside
$1,207
Fort Lewis
$2,519
Aberdeen
$816

How much do households earn in Ferndale?

Under $25k
8.2%
$25k–50k
22.6%
$50k–100k
33.0%
$100k–150k
21.0%
$150k+
11.9%

Share of households by yearly income. 33.0% of households earn $100,000 or more.

Rent by apartment size in Ferndale

SizeFerndaleU.S. average
Studio$1,170$1,338
1 bedroom$1,237$1,324
2 bedrooms$1,504$1,509
3 bedrooms$2,045$1,698
4 bedrooms$2,790$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ferndale overall?

Everyday prices in Washington overall are 7% above the U.S. average (index 107.0, U.S. = 100).

Housing
126
Goods (food, clothes…)
104
Utilities
93
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ferndale, so the Washington figure is shown.

Taxes and bills in Ferndale

🏛️ Property tax$3,712a year · 0.68% of home value · U.S. $3,119
⚡ Electric bill$89a month (typical) · U.S. $156

Life in Ferndale

Commute to work21.6 minU.S.: 26.4 min
College degree36.9%U.S.: 35.7%
Own their home67.6%U.S.: 65.2%
Below poverty line12.8%U.S.: 12.5%
Unemployment3.1%U.S.: 5.2%

Is it cheaper to rent or buy in Ferndale?

Renting is cheaper right now: about $1,809 a month less.

Renting
$2,002
Owning
$3,811

Owning assumes a typical $549,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $54,930 for the down payment.

Frequently asked questions

What is the average rent in Ferndale, WA?

Renting in Ferndale costs a median of about $2,002 a month in 2026, including utilities. The Washington median is $2,025.

How much do I need to make to live in Ferndale?

To keep rent under 30% of income, you need about $80,080 a year, or $39 an hour at a full-time job.

Is Ferndale cheap or expensive?

Ferndale is rated OK: rent takes 25.4% of the typical household income of $94,454. It ranks 90th cheapest of 192 Washington cities we track.

How much are property taxes in Ferndale?

The median homeowner in Ferndale pays $3,712 a year in property taxes, about 0.68% of the median home value.

Is Ferndale more expensive than the national average?

Overall prices in Washington are 7% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ferndale?

The median home value in Ferndale is $549,300, about 5.8 times the typical yearly household income.

15,999 people live in Ferndale. Numbers are typical (middle) values.