States › Alabama › Fairfield

Is Fairfield, AL expensive to live in?

OKRent takes 29 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,28327% lower than U.S. average
💵 Families earn per year (2026)$52,260about $4,355/month · 40% lower than U.S. average
🔑 House price$129,30061% lower than U.S. average

Rent is lower than in 70% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $51,320 a year. That is $25 an hour at a full-time job.

Is rent cheaper than other Alabama cities?

No. Rent here is more expensive than in most of Alabama. It is number 71 of 120 cities from cheapest to most expensive.

Fairfield
$1,283
$1,246
$2,357

How much do households earn in Fairfield?

Under $25k
29.9%
$25k–50k
17.6%
$50k–100k
33.0%
$100k–150k
10.0%
$150k+
2.2%

Share of households by yearly income. 12.2% of households earn $100,000 or more.

Rent by apartment size in Fairfield

SizeFairfieldU.S. average
1 bedroom$407$1,324
2 bedrooms$952$1,509
3 bedrooms$1,530$1,698
4 bedrooms$1,435$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Fairfield overall?

Everyday prices in Alabama overall are 11% below the U.S. average (index 88.8, U.S. = 100).

Housing
62
Goods (food, clothes…)
96
Utilities
85
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Fairfield, so the Alabama figure is shown.

Taxes and bills in Fairfield

🏛️ Property tax$1,125a year · 0.87% of home value · U.S. $3,119
⚡ Electric bill$193a month (typical) · U.S. $156

Life in Fairfield

Commute to work20.7 minU.S.: 26.4 min
College degree25.4%U.S.: 35.7%
Own their home59%U.S.: 65.2%
Below poverty line32.4%U.S.: 12.5%
Unemployment6.5%U.S.: 5.2%

Is it cheaper to rent or buy in Fairfield?

Buying is cheaper month to month: about $386 a month less than renting.

Renting
$1,283
Owning
$897

Owning assumes a typical $129,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $12,930 for the down payment.

Frequently asked questions

What is the average rent in Fairfield, AL?

Renting in Fairfield costs a median of about $1,283 a month in 2026, including utilities. The Alabama median is $1,175.

How much do I need to make to live in Fairfield?

To keep rent under 30% of income, you need about $51,320 a year, or $25 an hour at a full-time job.

Is Fairfield cheap or expensive?

Fairfield is rated OK: rent takes 29.5% of the typical household income of $52,260. It ranks 71st cheapest of 120 Alabama cities we track.

How much are property taxes in Fairfield?

The median homeowner in Fairfield pays $1,125 a year in property taxes, about 0.87% of the median home value.

Is Fairfield more expensive than the national average?

Overall prices in Alabama are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Fairfield?

The median home value in Fairfield is $129,300, about 2.5 times the typical yearly household income.

9,728 people live in Fairfield. Numbers are typical (middle) values.