States › Missouri › Eureka

Is Eureka, MO expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,23327% higher than U.S. average
💵 Families earn per year (2026)$116,903about $9,742/month · 34% higher than U.S. average
🔑 House price$379,20014% higher than U.S. average

Rent is higher than in 77% of U.S. cities. A typical house costs about 3.2 years of household income. Most homes (79.3%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $89,320 a year. That is $43 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

No. Rent here is more expensive than in most of Missouri. It is number 142 of 142 cities from cheapest to most expensive.

Eureka
$2,233
Festus
$1,020
Webb City
$1,125
Neosho
$1,181
Jennings
$1,301
Branson
$930
St. Ann
$1,115

How much do households earn in Eureka?

Under $25k
7.4%
$25k–50k
13.9%
$50k–100k
33.7%
$100k–150k
17.4%
$150k+
25.5%

Share of households by yearly income. 43.0% of households earn $100,000 or more.

Rent by apartment size in Eureka

SizeEurekaU.S. average
1 bedroom$762$1,324
2 bedrooms$1,353$1,509
3 bedrooms$1,745$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Eureka overall?

Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).

Housing
70
Goods (food, clothes…)
96
Utilities
79
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Eureka, so the Missouri figure is shown.

Taxes and bills in Eureka

🏛️ Property tax$4,587a year · 1.21% of home value · U.S. $3,119
⚡ Electric bill$146a month (typical) · U.S. $156

Life in Eureka

Commute to work27 minU.S.: 26.4 min
College degree52.5%U.S.: 35.7%
Own their home79.3%U.S.: 65.2%
Below poverty line7.9%U.S.: 12.5%
Unemployment3.4%U.S.: 5.2%

Is it cheaper to rent or buy in Eureka?

Renting is cheaper right now: about $398 a month less.

Renting
$2,233
Owning
$2,631

Owning assumes a typical $379,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $37,920 for the down payment.

Frequently asked questions

What is the average rent in Eureka, MO?

Renting in Eureka costs a median of about $2,233 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in Eureka?

To keep rent under 30% of income, you need about $89,320 a year, or $43 an hour at a full-time job.

Is Eureka cheap or expensive?

Eureka is rated OK: rent takes 22.9% of the typical household income of $116,903. It ranks 142nd cheapest of 142 Missouri cities we track.

How much are property taxes in Eureka?

The median homeowner in Eureka pays $4,587 a year in property taxes, about 1.21% of the median home value.

Is Eureka more expensive than the national average?

Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Eureka?

The median home value in Eureka is $379,200, about 3.2 times the typical yearly household income.

13,081 people live in Eureka. Numbers are typical (middle) values.