Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 31.7 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $28,160 a year. That is $14 an hour at a full-time job.
Is rent cheaper than other Illinois cities?
Yes. Rent here is cheaper than in most of Illinois. It is number 6 of 334 cities from cheapest to most expensive.
How much do households earn in Eureka?
Share of households by yearly income. 17.9% of households earn $100,000 or more.
Rent by apartment size in Eureka
| Size | Eureka | U.S. average |
|---|---|---|
| 1 bedroom | $775 | $1,324 |
| 2 bedrooms | $658 | $1,509 |
| 3 bedrooms | $1,567 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Eureka overall?
Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Eureka, so the Illinois figure is shown.
Taxes and bills in Eureka
Life in Eureka
Is it cheaper to rent or buy in Eureka?
Renting is cheaper right now: about $367 a month less.
Owning assumes a typical $154,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $15,430 for the down payment.
Frequently asked questions
What is the average rent in Eureka, IL?
Renting in Eureka costs a median of about $704 a month in 2026, including utilities. The Illinois median is $1,517.
How much do I need to make to live in Eureka?
To keep rent under 30% of income, you need about $28,160 a year, or $14 an hour at a full-time job.
Is Eureka cheap or expensive?
Eureka is rated Cheap: rent takes 14.0% of the typical household income of $60,448. It ranks 6th cheapest of 334 Illinois cities we track.
How much are property taxes in Eureka?
The median homeowner in Eureka pays $3,406 a year in property taxes, about 2.21% of the median home value.
Is Eureka more expensive than the national average?
Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Eureka?
The median home value in Eureka is $154,300, about 2.6 times the typical yearly household income.
5,007 people live in Eureka. Numbers are typical (middle) values.