States › Illinois › Eureka

Is Eureka, IL expensive to live in?

CheapRent takes 14 cents of every $1 people earn here.
🏠 Rent per month (2026)$70460% lower than U.S. average
💵 Families earn per year (2026)$60,448about $5,037/month · 31% lower than U.S. average
🔑 House price$154,30054% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 31.7 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $28,160 a year. That is $14 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

Yes. Rent here is cheaper than in most of Illinois. It is number 6 of 334 cities from cheapest to most expensive.

Eureka
$704
$1,065
$1,633
$927

How much do households earn in Eureka?

Under $25k
22.2%
$25k–50k
23.3%
$50k–100k
29.6%
$100k–150k
12.1%
$150k+
5.8%

Share of households by yearly income. 17.9% of households earn $100,000 or more.

Rent by apartment size in Eureka

SizeEurekaU.S. average
1 bedroom$775$1,324
2 bedrooms$658$1,509
3 bedrooms$1,567$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Eureka overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Eureka, so the Illinois figure is shown.

Taxes and bills in Eureka

🏛️ Property tax$3,406a year · 2.21% of home value · U.S. $3,119
⚡ Electric bill$157a month (typical) · U.S. $156

Life in Eureka

Commute to work31.7 minU.S.: 26.4 min
College degree32.2%U.S.: 35.7%
Own their home71.6%U.S.: 65.2%
Below poverty line10.8%U.S.: 12.5%
Unemployment7.7%U.S.: 5.2%

Is it cheaper to rent or buy in Eureka?

Renting is cheaper right now: about $367 a month less.

Renting
$704
Owning
$1,071

Owning assumes a typical $154,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $15,430 for the down payment.

Frequently asked questions

What is the average rent in Eureka, IL?

Renting in Eureka costs a median of about $704 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Eureka?

To keep rent under 30% of income, you need about $28,160 a year, or $14 an hour at a full-time job.

Is Eureka cheap or expensive?

Eureka is rated Cheap: rent takes 14.0% of the typical household income of $60,448. It ranks 6th cheapest of 334 Illinois cities we track.

How much are property taxes in Eureka?

The median homeowner in Eureka pays $3,406 a year in property taxes, about 2.21% of the median home value.

Is Eureka more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Eureka?

The median home value in Eureka is $154,300, about 2.6 times the typical yearly household income.

5,007 people live in Eureka. Numbers are typical (middle) values.