States › California › Eureka

Is Eureka, CA expensive to live in?

ExpensiveRent takes 30 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,55711% lower than U.S. average
💵 Families earn per year (2026)$62,188about $5,182/month · 29% lower than U.S. average
🔑 House price$404,50022% higher than U.S. average

Rent is lower than in 55% of U.S. cities. A typical house costs about 6.5 years of household income, so buying is hard for most locals. Commutes are short, about 15.8 minutes.

How much money do I need?

To rent here comfortably, you should earn about $62,280 a year. That is $30 an hour at a full-time job.

Is rent cheaper than other California cities?

Yes. Rent here is cheaper than in most of California. It is number 98 of 653 cities from cheapest to most expensive.

Eureka
$1,557
$2,121
$1,288

How much do households earn in Eureka?

Under $25k
20.3%
$25k–50k
27.1%
$50k–100k
27.4%
$100k–150k
14.1%
$150k+
5.9%

Share of households by yearly income. 20.0% of households earn $100,000 or more.

Rent by apartment size in Eureka

SizeEurekaU.S. average
Studio$766$1,338
1 bedroom$980$1,324
2 bedrooms$1,276$1,509
3 bedrooms$1,956$1,698
4 bedrooms$2,821$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Eureka overall?

Everyday prices in California overall are 11% above the U.S. average (index 110.7, U.S. = 100).

Housing
154
Goods (food, clothes…)
106
Utilities
159
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Eureka, so the California figure is shown.

Taxes and bills in Eureka

🏛️ Property tax$2,712a year · 0.67% of home value · U.S. $3,119
⚡ Electric bill$154a month (typical) · U.S. $156

Life in Eureka

Commute to work15.8 minU.S.: 26.4 min
College degree29%U.S.: 35.7%
Own their home47.8%U.S.: 65.2%
Below poverty line18.1%U.S.: 12.5%
Unemployment10.3%U.S.: 5.2%

Is it cheaper to rent or buy in Eureka?

Renting is cheaper right now: about $1,250 a month less.

Renting
$1,557
Owning
$2,807

Owning assumes a typical $404,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $40,450 for the down payment.

Frequently asked questions

What is the average rent in Eureka, CA?

Renting in Eureka costs a median of about $1,557 a month in 2026, including utilities. The California median is $2,357.

How much do I need to make to live in Eureka?

To keep rent under 30% of income, you need about $62,280 a year, or $30 an hour at a full-time job.

Is Eureka cheap or expensive?

Eureka is rated Expensive: rent takes 30.0% of the typical household income of $62,188. It ranks 98th cheapest of 653 California cities we track.

How much are property taxes in Eureka?

The median homeowner in Eureka pays $2,712 a year in property taxes, about 0.67% of the median home value.

Is Eureka more expensive than the national average?

Overall prices in California are 11% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Eureka?

The median home value in Eureka is $404,500, about 6.5 times the typical yearly household income.

26,010 people live in Eureka. Numbers are typical (middle) values.