States › Tennessee › Erwin

Is Erwin, TN expensive to live in?

CheapRent takes 15 cents of every $1 people earn here.
🏠 Rent per month (2026)$64663% lower than U.S. average
💵 Families earn per year (2026)$51,215about $4,268/month · 41% lower than U.S. average
🔑 House price$180,90046% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs about 3.5 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $25,840 a year. That is $12 an hour at a full-time job.

Is rent cheaper than other Tennessee cities?

Yes. Rent here is cheaper than in most of Tennessee. It is number 4 of 114 cities from cheapest to most expensive.

Erwin
$646
Harriman
$1,052
Millersville
$1,552
Kingston
$753
Jonesborough
$1,287
Lafayette
$1,670
Dunlap
$913

How much do households earn in Erwin?

Under $25k
21.4%
$25k–50k
22.7%
$50k–100k
27.2%
$100k–150k
10.0%
$150k+
10.2%

Share of households by yearly income. 20.2% of households earn $100,000 or more.

Rent by apartment size in Erwin

SizeErwinU.S. average
1 bedroom$589$1,324
2 bedrooms$777$1,509
3 bedrooms$450$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Erwin overall?

Everyday prices in Tennessee overall are 8% below the U.S. average (index 91.9, U.S. = 100).

Housing
79
Goods (food, clothes…)
96
Utilities
72
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Erwin, so the Tennessee figure is shown.

Taxes and bills in Erwin

🏛️ Property tax$1,309a year · 0.72% of home value · U.S. $3,119
⚡ Electric bill$209a month (typical) · U.S. $156

Life in Erwin

Commute to work21.4 minU.S.: 26.4 min
College degree18.1%U.S.: 35.7%
Own their home71.4%U.S.: 65.2%
Below poverty line12.6%U.S.: 12.5%
Unemployment3.2%U.S.: 5.2%

Is it cheaper to rent or buy in Erwin?

Renting is cheaper right now: about $609 a month less.

Renting
$646
Owning
$1,255

Owning assumes a typical $180,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,090 for the down payment.

Frequently asked questions

What is the average rent in Erwin, TN?

Renting in Erwin costs a median of about $646 a month in 2026, including utilities. The Tennessee median is $1,279.

How much do I need to make to live in Erwin?

To keep rent under 30% of income, you need about $25,840 a year, or $12 an hour at a full-time job.

Is Erwin cheap or expensive?

Erwin is rated Cheap: rent takes 15.1% of the typical household income of $51,215. It ranks 4th cheapest of 114 Tennessee cities we track.

How much are property taxes in Erwin?

The median homeowner in Erwin pays $1,309 a year in property taxes, about 0.72% of the median home value.

Is Erwin more expensive than the national average?

Overall prices in Tennessee are 8% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Erwin?

The median home value in Erwin is $180,900, about 3.5 times the typical yearly household income.

5,988 people live in Erwin. Numbers are typical (middle) values.