Rent is lower than in 89% of U.S. cities. A typical house costs about 5.9 years of household income. Commutes are short, about 15.9 minutes.
How much money do I need?
To rent here comfortably, you should earn about $39,360 a year. That is $19 an hour at a full-time job.
Is rent cheaper than other Utah cities?
Yes. Rent here is cheaper than in most of Utah. It is number 2 of 97 cities from cheapest to most expensive.
How much do households earn in Ephraim?
Share of households by yearly income. 22.1% of households earn $100,000 or more.
Rent by apartment size in Ephraim
| Size | Ephraim | U.S. average |
|---|---|---|
| 1 bedroom | $670 | $1,324 |
| 2 bedrooms | $1,095 | $1,509 |
| 3 bedrooms | $1,108 | $1,698 |
| 4 bedrooms | $1,013 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Ephraim overall?
Everyday prices in Utah overall are 1% below the U.S. average (index 98.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ephraim, so the Utah figure is shown.
Taxes and bills in Ephraim
Life in Ephraim
Is it cheaper to rent or buy in Ephraim?
Renting is cheaper right now: about $1,956 a month less.
Owning assumes a typical $423,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $42,370 for the down payment.
Frequently asked questions
What is the average rent in Ephraim, UT?
Renting in Ephraim costs a median of about $984 a month in 2026, including utilities. The Utah median is $1,832.
How much do I need to make to live in Ephraim?
To keep rent under 30% of income, you need about $39,360 a year, or $19 an hour at a full-time job.
Is Ephraim cheap or expensive?
Ephraim is rated Cheap: rent takes 16.5% of the typical household income of $71,764. It ranks 2nd cheapest of 97 Utah cities we track.
How much are property taxes in Ephraim?
The median homeowner in Ephraim pays $2,242 a year in property taxes, about 0.53% of the median home value.
Is Ephraim more expensive than the national average?
Overall prices in Utah are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Ephraim?
The median home value in Ephraim is $423,700, about 5.9 times the typical yearly household income.
5,949 people live in Ephraim. Numbers are typical (middle) values.