States › Utah › Ephraim

Is Ephraim, UT expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$98444% lower than U.S. average
💵 Families earn per year (2026)$71,764about $5,980/month · 18% lower than U.S. average
🔑 House price$423,70027% higher than U.S. average

Rent is lower than in 89% of U.S. cities. A typical house costs about 5.9 years of household income. Commutes are short, about 15.9 minutes.

How much money do I need?

To rent here comfortably, you should earn about $39,360 a year. That is $19 an hour at a full-time job.

Is rent cheaper than other Utah cities?

Yes. Rent here is cheaper than in most of Utah. It is number 2 of 97 cities from cheapest to most expensive.

Ephraim
$984
$1,052
$3,500+

How much do households earn in Ephraim?

Under $25k
13.9%
$25k–50k
20.9%
$50k–100k
36.9%
$100k–150k
16.8%
$150k+
5.3%

Share of households by yearly income. 22.1% of households earn $100,000 or more.

Rent by apartment size in Ephraim

SizeEphraimU.S. average
1 bedroom$670$1,324
2 bedrooms$1,095$1,509
3 bedrooms$1,108$1,698
4 bedrooms$1,013$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ephraim overall?

Everyday prices in Utah overall are 1% below the U.S. average (index 98.9, U.S. = 100).

Housing
108
Goods (food, clothes…)
96
Utilities
79
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ephraim, so the Utah figure is shown.

Taxes and bills in Ephraim

🏛️ Property tax$2,242a year · 0.53% of home value · U.S. $3,119
⚡ Electric bill$99a month (typical) · U.S. $156

Life in Ephraim

Commute to work15.9 minU.S.: 26.4 min
College degree39.8%U.S.: 35.7%
Own their home49.5%U.S.: 65.2%
Below poverty line17.3%U.S.: 12.5%
Unemployment10.5%U.S.: 5.2%

Is it cheaper to rent or buy in Ephraim?

Renting is cheaper right now: about $1,956 a month less.

Renting
$984
Owning
$2,940

Owning assumes a typical $423,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $42,370 for the down payment.

Frequently asked questions

What is the average rent in Ephraim, UT?

Renting in Ephraim costs a median of about $984 a month in 2026, including utilities. The Utah median is $1,832.

How much do I need to make to live in Ephraim?

To keep rent under 30% of income, you need about $39,360 a year, or $19 an hour at a full-time job.

Is Ephraim cheap or expensive?

Ephraim is rated Cheap: rent takes 16.5% of the typical household income of $71,764. It ranks 2nd cheapest of 97 Utah cities we track.

How much are property taxes in Ephraim?

The median homeowner in Ephraim pays $2,242 a year in property taxes, about 0.53% of the median home value.

Is Ephraim more expensive than the national average?

Overall prices in Utah are 1% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ephraim?

The median home value in Ephraim is $423,700, about 5.9 times the typical yearly household income.

5,949 people live in Ephraim. Numbers are typical (middle) values.