salaryRent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 12.6 minutes.
How much money do I need?
To rent here comfortably, you should earn about $32,280 a year. That is $16 an hour at a full-time job.
Is rent cheaper than other Texas cities?
Yes. Rent here is cheaper than in most of Texas. It is number 13 of 426 cities from cheapest to most expensive.
How much do households earn in Elsa?
Share of households by yearly income. 15.5% of households earn $100,000 or more.
Rent by apartment size in Elsa
| Size | Elsa | U.S. average |
|---|---|---|
| 1 bedroom | $313 | $1,324 |
| 2 bedrooms | $799 | $1,509 |
| 3 bedrooms | $1,124 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Elsa overall?
Everyday prices in Texas overall are 3% below the U.S. average (index 97.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Elsa, so the Texas figure is shown.
Taxes and bills in Elsa
Life in Elsa
Is it cheaper to rent or buy in Elsa?
Buying is cheaper month to month: about $241 a month less than renting.
Owning assumes a typical $81,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $8,160 for the down payment.
Frequently asked questions
What is the average rent in Elsa, TX?
Renting in Elsa costs a median of about $807 a month in 2026, including utilities. The Texas median is $1,451.
How much do I need to make to live in Elsa?
To keep rent under 30% of income, you need about $32,280 a year, or $16 an hour at a full-time job.
Is Elsa cheap or expensive?
Elsa is rated OK: rent takes 21.2% of the typical household income of $45,770. It ranks 13th cheapest of 426 Texas cities we track.
How much are property taxes in Elsa?
The median homeowner in Elsa pays $1,582 a year in property taxes, about 1.94% of the median home value.
Is Elsa more expensive than the national average?
Overall prices in Texas are 3% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Elsa?
The median home value in Elsa is $81,600, about 1.8 times the typical yearly household income.
5,697 people live in Elsa. Numbers are typical (middle) values.