States › Kentucky › Elizabethtown

Is Elizabethtown, KY expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,17533% lower than U.S. average
💵 Families earn per year (2026)$65,530about $5,461/month · 25% lower than U.S. average
🔑 House price$245,90026% lower than U.S. average

Rent is lower than in 78% of U.S. cities. A typical house costs about 3.8 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $47,000 a year. That is $23 an hour at a full-time job.

Is rent cheaper than other Kentucky cities?

No. Rent here is more expensive than in most of Kentucky. It is number 44 of 87 cities from cheapest to most expensive.

Elizabethtown
$1,175
$1,488
$1,086

How much do households earn in Elizabethtown?

Under $25k
20.6%
$25k–50k
24.2%
$50k–100k
32.1%
$100k–150k
11.7%
$150k+
7.2%

Share of households by yearly income. 18.9% of households earn $100,000 or more.

Rent by apartment size in Elizabethtown

SizeElizabethtownU.S. average
Studio$807$1,338
1 bedroom$693$1,324
2 bedrooms$993$1,509
3 bedrooms$1,370$1,698
4 bedrooms$1,332$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Elizabethtown overall?

Everyday prices in the Elizabethtown metro area are 9% below the U.S. average (index 90.6, U.S. = 100).

Housing
67
Goods (food, clothes…)
96
Utilities
75
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Elizabethtown

🏛️ Property tax$1,740a year · 0.71% of home value · U.S. $3,119
⚡ Electric bill$138a month (typical) · U.S. $156

Life in Elizabethtown

Commute to work20 minU.S.: 26.4 min
College degree28.3%U.S.: 35.7%
Own their home49.3%U.S.: 65.2%
Below poverty line17%U.S.: 12.5%
Unemployment5.2%U.S.: 5.2%

What jobs pay in Elizabethtown

JobMedian payRent / pay
Pharmacist$132,62010.6%
Nurse Practitioner$115,54012.2%
Lawyer$97,77014.4%
Software Developer$95,98014.7%
Computer Systems Analyst$79,04017.8%
Registered Nurse$77,93018.1%
Operations Manager$76,77018.4%
Accountant$74,02019.0%
Dental Hygienist$64,62021.8%
Market Research Analyst$64,46021.9%
Elementary School Teacher$61,84022.8%
Licensed Practical Nurse$61,08023.1%
Plumber$59,25023.8%
Police Officer$59,03023.9%
HVAC Technician$55,74025.3%
Electrician$54,46025.9%
Truck Driver$50,68027.8%
Carpenter$49,07028.7%
Medical Assistant$38,53036.6%
Nursing Assistant$38,03037.1%
Customer Service Representative$37,48037.6%
Warehouse Worker$36,78038.3%
Firefighter$34,03041.4%
Server (Waiter/Waitress)$30,27046.6%
Restaurant Cook$30,12046.8%
Retail Salesperson$28,65049.2%
Cashier$28,27049.9%

Is it cheaper to rent or buy in Elizabethtown?

Renting is cheaper right now: about $531 a month less.

Renting
$1,175
Owning
$1,706

Owning assumes a typical $245,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $24,590 for the down payment.

Frequently asked questions

What is the average rent in Elizabethtown, KY?

Renting in Elizabethtown costs a median of about $1,175 a month in 2026, including utilities. The Kentucky median is $1,175.

How much do I need to make to live in Elizabethtown?

To keep rent under 30% of income, you need about $47,000 a year, or $23 an hour at a full-time job.

Is Elizabethtown cheap or expensive?

Elizabethtown is rated OK: rent takes 21.5% of the typical household income of $65,530. It ranks 44th cheapest of 87 Kentucky cities we track.

How much are property taxes in Elizabethtown?

The median homeowner in Elizabethtown pays $1,740 a year in property taxes, about 0.71% of the median home value.

Is Elizabethtown more expensive than the national average?

Overall prices in the metro area are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Elizabethtown?

The median home value in Elizabethtown is $245,900, about 3.8 times the typical yearly household income.

32,576 people live in Elizabethtown. Numbers are typical (middle) values.