States › Indiana › East Chicago

Is East Chicago, IN expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$93247% lower than U.S. average
💵 Families earn per year (2026)$45,432about $3,786/month · 48% lower than U.S. average
🔑 House price$105,40068% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most households rent (57%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $37,280 a year. That is $18 an hour at a full-time job.

Is rent cheaper than other Indiana cities?

Yes. Rent here is cheaper than in most of Indiana. It is number 17 of 132 cities from cheapest to most expensive.

East Chicago
$932
$1,485
$1,014
$1,667
$1,862
$1,674

How much do households earn in East Chicago?

Under $25k
25.3%
$25k–50k
27.3%
$50k–100k
24.2%
$100k–150k
7.4%
$150k+
3.5%

Share of households by yearly income. 10.9% of households earn $100,000 or more.

Rent by apartment size in East Chicago

SizeEast ChicagoU.S. average
Studio$571$1,338
1 bedroom$490$1,324
2 bedrooms$978$1,509
3 bedrooms$1,226$1,698
4 bedrooms$1,815$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is East Chicago overall?

Everyday prices in Indiana overall are 7% below the U.S. average (index 93.3, U.S. = 100).

Housing
74
Goods (food, clothes…)
96
Utilities
86
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for East Chicago, so the Indiana figure is shown.

Taxes and bills in East Chicago

🏛️ Property tax$1,083a year · 1.03% of home value · U.S. $3,119
⚡ Electric bill$199a month (typical) · U.S. $156

Life in East Chicago

Commute to work20.8 minU.S.: 26.4 min
College degree10.7%U.S.: 35.7%
Own their home42.9%U.S.: 65.2%
Below poverty line26.3%U.S.: 12.5%
Unemployment7.7%U.S.: 5.2%

Is it cheaper to rent or buy in East Chicago?

Buying is cheaper month to month: about $201 a month less than renting.

Renting
$932
Owning
$731

Owning assumes a typical $105,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $10,540 for the down payment.

Frequently asked questions

What is the average rent in East Chicago, IN?

Renting in East Chicago costs a median of about $932 a month in 2026, including utilities. The Indiana median is $1,219.

How much do I need to make to live in East Chicago?

To keep rent under 30% of income, you need about $37,280 a year, or $18 an hour at a full-time job.

Is East Chicago cheap or expensive?

East Chicago is rated OK: rent takes 24.6% of the typical household income of $45,432. It ranks 17th cheapest of 132 Indiana cities we track.

How much are property taxes in East Chicago?

The median homeowner in East Chicago pays $1,083 a year in property taxes, about 1.03% of the median home value.

Is East Chicago more expensive than the national average?

Overall prices in Indiana are 7% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in East Chicago?

The median home value in East Chicago is $105,400, about 2.3 times the typical yearly household income.

26,022 people live in East Chicago. Numbers are typical (middle) values.