States › Florida › Doctor Phillips

Is Doctor Phillips, FL expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,42138% higher than U.S. average
💵 Families earn per year (2026)$112,110about $9,343/month · 29% higher than U.S. average
🔑 House price$529,90059% higher than U.S. average

Rent is higher than in 84% of U.S. cities. A typical house costs about 4.7 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $96,840 a year. That is $47 an hour at a full-time job.

Is rent cheaper than other Florida cities?

No. Rent here is more expensive than in most of Florida. It is number 379 of 479 cities from cheapest to most expensive.

Doctor Phillips
$2,421
$1,986
$1,963

How much do households earn in Doctor Phillips?

Under $25k
7.8%
$25k–50k
7.6%
$50k–100k
38.3%
$100k–150k
17.8%
$150k+
21.5%

Share of households by yearly income. 39.3% of households earn $100,000 or more.

Rent by apartment size in Doctor Phillips

SizeDoctor PhillipsU.S. average
1 bedroom$2,155$1,324
2 bedrooms$2,632$1,509
3 bedrooms$2,502$1,698
4 bedrooms$2,966$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Doctor Phillips overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Doctor Phillips, so the Florida figure is shown.

Taxes and bills in Doctor Phillips

🏛️ Property tax$4,918a year · 0.93% of home value · U.S. $3,119
⚡ Electric bill$219a month (typical) · U.S. $156

Life in Doctor Phillips

Commute to work24.2 minU.S.: 26.4 min
College degree54.8%U.S.: 35.7%
Own their home67.1%U.S.: 65.2%
Below poverty line12%U.S.: 12.5%
Unemployment10.3%U.S.: 5.2%

Is it cheaper to rent or buy in Doctor Phillips?

Renting is cheaper right now: about $1,256 a month less.

Renting
$2,421
Owning
$3,677

Owning assumes a typical $529,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $52,990 for the down payment.

Frequently asked questions

What is the average rent in Doctor Phillips, FL?

Renting in Doctor Phillips costs a median of about $2,421 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Doctor Phillips?

To keep rent under 30% of income, you need about $96,840 a year, or $47 an hour at a full-time job.

Is Doctor Phillips cheap or expensive?

Doctor Phillips is rated OK: rent takes 25.9% of the typical household income of $112,110. It ranks 379th cheapest of 479 Florida cities we track.

How much are property taxes in Doctor Phillips?

The median homeowner in Doctor Phillips pays $4,918 a year in property taxes, about 0.93% of the median home value.

Is Doctor Phillips more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Doctor Phillips?

The median home value in Doctor Phillips is $529,900, about 4.7 times the typical yearly household income.

12,984 people live in Doctor Phillips. Numbers are typical (middle) values.