States › Texas › Denison

Is Denison, TX expensive to live in?

OKRent takes 29 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7331% lower than U.S. average
💵 Families earn per year (2026)$72,653about $6,054/month · 17% lower than U.S. average
🔑 House price$180,90046% lower than U.S. average

Rent is higher than in 54% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.4 minutes.

How much money do I need?

To rent here comfortably, you should earn about $69,320 a year. That is $33 an hour at a full-time job.

Is rent cheaper than other Texas cities?

No. Rent here is more expensive than in most of Texas. It is number 275 of 426 cities from cheapest to most expensive.

Denison
$1,733
$1,391
$2,296
$1,686

How much do households earn in Denison?

Under $25k
16.3%
$25k–50k
25.6%
$50k–100k
38.1%
$100k–150k
12.3%
$150k+
5.1%

Share of households by yearly income. 17.4% of households earn $100,000 or more.

Rent by apartment size in Denison

SizeDenisonU.S. average
Studio$885$1,338
1 bedroom$1,037$1,324
2 bedrooms$1,375$1,509
3 bedrooms$1,752$1,698
4 bedrooms$1,418$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Denison overall?

Everyday prices in the Sherman-Denison metro area are 6% below the U.S. average (index 93.8, U.S. = 100).

Housing
89
Goods (food, clothes…)
94
Utilities
83
Other services
96
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Denison

🏛️ Property tax$2,396a year · 1.32% of home value · U.S. $3,119
⚡ Electric bill$178a month (typical) · U.S. $156

Life in Denison

Commute to work19.4 minU.S.: 26.4 min
College degree18.7%U.S.: 35.7%
Own their home58.6%U.S.: 65.2%
Below poverty line15%U.S.: 12.5%
Unemployment4.6%U.S.: 5.2%

What jobs pay in Denison

JobMedian payRent / pay
Lawyer$134,67015.4%
Pharmacist$131,43015.8%
Software Developer$128,63016.2%
Nurse Practitioner$127,76016.3%
Dental Hygienist$98,03021.2%
Operations Manager$89,94023.1%
Civil Engineer$87,36023.8%
Registered Nurse$83,70024.8%
Accountant$75,65027.5%
Police Officer$74,68027.8%
Firefighter$60,65034.3%
Licensed Practical Nurse$60,46034.4%
Elementary School Teacher$60,03034.6%
Market Research Analyst$59,95034.7%
Electrician$58,08035.8%
HVAC Technician$56,33036.9%
Truck Driver$55,27037.6%
Plumber$54,32038.3%
Carpenter$47,74043.6%
Warehouse Worker$40,77051.0%
Medical Assistant$38,80053.6%
Customer Service Representative$37,09056.1%
Nursing Assistant$35,97057.8%
Restaurant Cook$31,76065.5%
Retail Salesperson$30,67067.8%
Cashier$27,64075.2%
Server (Waiter/Waitress)$26,29079.1%

Is it cheaper to rent or buy in Denison?

Buying is cheaper month to month: about $478 a month less than renting.

Renting
$1,733
Owning
$1,255

Owning assumes a typical $180,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,090 for the down payment.

Frequently asked questions

What is the average rent in Denison, TX?

Renting in Denison costs a median of about $1,733 a month in 2026, including utilities. The Texas median is $1,451.

How much do I need to make to live in Denison?

To keep rent under 30% of income, you need about $69,320 a year, or $33 an hour at a full-time job.

Is Denison cheap or expensive?

Denison is rated OK: rent takes 28.6% of the typical household income of $72,653. It ranks 275th cheapest of 426 Texas cities we track.

How much are property taxes in Denison?

The median homeowner in Denison pays $2,396 a year in property taxes, about 1.32% of the median home value.

Is Denison more expensive than the national average?

Overall prices in the metro area are 6% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Denison?

The median home value in Denison is $180,900, about 2.5 times the typical yearly household income.

25,778 people live in Denison. Numbers are typical (middle) values.