States › Florida › DeFuniak Springs

Is DeFuniak Springs, FL expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,23829% lower than U.S. average
💵 Families earn per year (2026)$58,791about $4,899/month · 32% lower than U.S. average
🔑 House price$201,40039% lower than U.S. average

Rent is lower than in 73% of U.S. cities. A typical house costs about 3.4 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $49,520 a year. That is $24 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 40 of 479 cities from cheapest to most expensive.

DeFuniak Springs
$1,238
High Springs
$1,976
Treasure Island
$1,811
Lochmoor Waterway Estates
$2,119
Vero Lake Estates
$2,203
Sanibel
$853
Gulf Breeze
$2,002

How much do households earn in DeFuniak Springs?

Under $25k
16.6%
$25k–50k
29.3%
$50k–100k
36.7%
$100k–150k
6.3%
$150k+
3.3%

Share of households by yearly income. 9.7% of households earn $100,000 or more.

Rent by apartment size in DeFuniak Springs

SizeDeFuniak SpringsU.S. average
1 bedroom$617$1,324
2 bedrooms$925$1,509
3 bedrooms$1,242$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is DeFuniak Springs overall?

Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).

Housing
122
Goods (food, clothes…)
98
Utilities
90
Other services
101
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for DeFuniak Springs, so the Florida figure is shown.

Taxes and bills in DeFuniak Springs

🏛️ Property tax$1,025a year · 0.51% of home value · U.S. $3,119
⚡ Electric bill$187a month (typical) · U.S. $156

Life in DeFuniak Springs

Commute to work26.1 minU.S.: 26.4 min
College degree16.7%U.S.: 35.7%
Own their home62.5%U.S.: 65.2%
Below poverty line20.2%U.S.: 12.5%
Unemployment15.3%U.S.: 5.2%

Is it cheaper to rent or buy in DeFuniak Springs?

Renting is cheaper right now: about $159 a month less.

Renting
$1,238
Owning
$1,397

Owning assumes a typical $201,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $20,140 for the down payment.

Frequently asked questions

What is the average rent in DeFuniak Springs, FL?

Renting in DeFuniak Springs costs a median of about $1,238 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in DeFuniak Springs?

To keep rent under 30% of income, you need about $49,520 a year, or $24 an hour at a full-time job.

Is DeFuniak Springs cheap or expensive?

DeFuniak Springs is rated OK: rent takes 25.3% of the typical household income of $58,791. It ranks 40th cheapest of 479 Florida cities we track.

How much are property taxes in DeFuniak Springs?

The median homeowner in DeFuniak Springs pays $1,025 a year in property taxes, about 0.51% of the median home value.

Is DeFuniak Springs more expensive than the national average?

Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in DeFuniak Springs?

The median home value in DeFuniak Springs is $201,400, about 3.4 times the typical yearly household income.

6,532 people live in DeFuniak Springs. Numbers are typical (middle) values.