States › Kentucky › Cynthiana

Is Cynthiana, KY expensive to live in?

CheapRent takes 20 cents of every $1 people earn here.
🏠 Rent per month (2026)$96845% lower than U.S. average
💵 Families earn per year (2026)$58,937about $4,911/month · 32% lower than U.S. average
🔑 House price$172,50048% lower than U.S. average

Rent is lower than in 89% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $38,720 a year. That is $19 an hour at a full-time job.

Is rent cheaper than other Kentucky cities?

Yes. Rent here is cheaper than in most of Kentucky. It is number 19 of 87 cities from cheapest to most expensive.

Cynthiana
$968
Highland Heights
$1,248
Lebanon
$738
Hebron
$1,569
Crestwood
$1,297
Cold Spring
$1,253
Princeton
$1,210

How much do households earn in Cynthiana?

Under $25k
27.1%
$25k–50k
23.9%
$50k–100k
32.3%
$100k–150k
9.3%
$150k+
2.8%

Share of households by yearly income. 12.0% of households earn $100,000 or more.

Rent by apartment size in Cynthiana

SizeCynthianaU.S. average
Studio$705$1,338
1 bedroom$352$1,324
2 bedrooms$806$1,509
3 bedrooms$841$1,698
4 bedrooms$1,016$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Cynthiana overall?

Everyday prices in Kentucky overall are 10% below the U.S. average (index 90.2, U.S. = 100).

Housing
64
Goods (food, clothes…)
96
Utilities
75
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cynthiana, so the Kentucky figure is shown.

Taxes and bills in Cynthiana

🏛️ Property tax$1,155a year · 0.67% of home value · U.S. $3,119
⚡ Electric bill$156a month (typical) · U.S. $156

Life in Cynthiana

Commute to work23.9 minU.S.: 26.4 min
College degree15.4%U.S.: 35.7%
Own their home48.2%U.S.: 65.2%
Below poverty line30.5%U.S.: 12.5%
Unemployment1.3%U.S.: 5.2%

Is it cheaper to rent or buy in Cynthiana?

Renting is cheaper right now: about $229 a month less.

Renting
$968
Owning
$1,197

Owning assumes a typical $172,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $17,250 for the down payment.

Frequently asked questions

What is the average rent in Cynthiana, KY?

Renting in Cynthiana costs a median of about $968 a month in 2026, including utilities. The Kentucky median is $1,175.

How much do I need to make to live in Cynthiana?

To keep rent under 30% of income, you need about $38,720 a year, or $19 an hour at a full-time job.

Is Cynthiana cheap or expensive?

Cynthiana is rated Cheap: rent takes 19.7% of the typical household income of $58,937. It ranks 19th cheapest of 87 Kentucky cities we track.

How much are property taxes in Cynthiana?

The median homeowner in Cynthiana pays $1,155 a year in property taxes, about 0.67% of the median home value.

Is Cynthiana more expensive than the national average?

Overall prices in Kentucky are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Cynthiana?

The median home value in Cynthiana is $172,500, about 2.9 times the typical yearly household income.

6,458 people live in Cynthiana. Numbers are typical (middle) values.