salaryRent is lower than in 87% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 18.9 minutes.
How much money do I need?
To rent here comfortably, you should earn about $40,160 a year. That is $19 an hour at a full-time job.
Is rent cheaper than other Maryland cities?
Yes. Rent here is cheaper than in most of Maryland. It is number 7 of 200 cities from cheapest to most expensive.
How much do households earn in Cumberland?
Share of households by yearly income. 16.0% of households earn $100,000 or more.
Rent by apartment size in Cumberland
| Size | Cumberland | U.S. average |
|---|---|---|
| Studio | $455 | $1,338 |
| 1 bedroom | $604 | $1,324 |
| 2 bedrooms | $880 | $1,509 |
| 3 bedrooms | $1,029 | $1,698 |
| 4 bedrooms | $935 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Cumberland overall?
Everyday prices in Maryland overall are 5% above the U.S. average (index 105.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cumberland, so the Maryland figure is shown.
Taxes and bills in Cumberland
Life in Cumberland
Is it cheaper to rent or buy in Cumberland?
Buying is cheaper month to month: about $149 a month less than renting.
Owning assumes a typical $123,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $12,320 for the down payment.
Frequently asked questions
What is the average rent in Cumberland, MD?
Renting in Cumberland costs a median of about $1,004 a month in 2026, including utilities. The Maryland median is $2,010.
How much do I need to make to live in Cumberland?
To keep rent under 30% of income, you need about $40,160 a year, or $19 an hour at a full-time job.
Is Cumberland cheap or expensive?
Cumberland is rated OK: rent takes 23.2% of the typical household income of $51,943. It ranks 7th cheapest of 200 Maryland cities we track.
How much are property taxes in Cumberland?
The median homeowner in Cumberland pays $1,696 a year in property taxes, about 1.38% of the median home value.
Is Cumberland more expensive than the national average?
Overall prices in Maryland are 5% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Cumberland?
The median home value in Cumberland is $123,200, about 2.4 times the typical yearly household income.
18,804 people live in Cumberland. Numbers are typical (middle) values.