States › Virginia › Culpeper

Is Culpeper, VA expensive to live in?

CheapRent takes 13 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,14635% lower than U.S. average
💵 Families earn per year (2026)$102,157about $8,513/month · 17% higher than U.S. average
🔑 House price$390,00017% higher than U.S. average

Rent is lower than in 79% of U.S. cities. A typical house costs about 3.8 years of household income. Commutes are long, about 31.9 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $45,840 a year. That is $22 an hour at a full-time job.

Is rent cheaper than other Virginia cities?

Yes. Rent here is cheaper than in most of Virginia. It is number 24 of 199 cities from cheapest to most expensive.

Culpeper
$1,146
Meadowbrook
$1,915
Merrifield
$2,477
Lorton
$2,878
Rose Hill
$2,760
Woodlawn
$2,316
Lincolnia
$2,049

How much do households earn in Culpeper?

Under $25k
9.3%
$25k–50k
21.5%
$50k–100k
30.7%
$100k–150k
23.9%
$150k+
11.3%

Share of households by yearly income. 35.2% of households earn $100,000 or more.

Rent by apartment size in Culpeper

SizeCulpeperU.S. average
1 bedroom$981$1,324
2 bedrooms$1,363$1,509
3 bedrooms$1,836$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Culpeper overall?

Everyday prices in Virginia overall are 1% above the U.S. average (index 101.1, U.S. = 100).

Housing
107
Goods (food, clothes…)
100
Utilities
92
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Culpeper, so the Virginia figure is shown.

Taxes and bills in Culpeper

🏛️ Property tax$2,139a year · 0.55% of home value · U.S. $3,119
⚡ Electric bill$166a month (typical) · U.S. $156

Life in Culpeper

Commute to work31.9 minU.S.: 26.4 min
College degree30.7%U.S.: 35.7%
Own their home59.2%U.S.: 65.2%
Below poverty line12.8%U.S.: 12.5%
Unemployment2.3%U.S.: 5.2%

Is it cheaper to rent or buy in Culpeper?

Renting is cheaper right now: about $1,560 a month less.

Renting
$1,146
Owning
$2,706

Owning assumes a typical $390,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $39,000 for the down payment.

Frequently asked questions

What is the average rent in Culpeper, VA?

Renting in Culpeper costs a median of about $1,146 a month in 2026, including utilities. The Virginia median is $2,049.

How much do I need to make to live in Culpeper?

To keep rent under 30% of income, you need about $45,840 a year, or $22 an hour at a full-time job.

Is Culpeper cheap or expensive?

Culpeper is rated Cheap: rent takes 13.5% of the typical household income of $102,157. It ranks 24th cheapest of 199 Virginia cities we track.

How much are property taxes in Culpeper?

The median homeowner in Culpeper pays $2,139 a year in property taxes, about 0.55% of the median home value.

Is Culpeper more expensive than the national average?

Overall prices in Virginia are 1% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Culpeper?

The median home value in Culpeper is $390,000, about 3.8 times the typical yearly household income.

20,794 people live in Culpeper. Numbers are typical (middle) values.