States › Alabama › Cullman

Is Cullman, AL expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,01342% lower than U.S. average
💵 Families earn per year (2026)$66,030about $5,503/month · 24% lower than U.S. average
🔑 House price$238,90028% lower than U.S. average

Rent is lower than in 87% of U.S. cities. A typical house costs about 3.6 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $40,520 a year. That is $19 an hour at a full-time job.

Is rent cheaper than other Alabama cities?

Yes. Rent here is cheaper than in most of Alabama. It is number 44 of 120 cities from cheapest to most expensive.

Cullman
$1,013
$869
$1,825
$1,106
$1,496

How much do households earn in Cullman?

Under $25k
17.7%
$25k–50k
22.0%
$50k–100k
32.1%
$100k–150k
11.8%
$150k+
7.2%

Share of households by yearly income. 19.0% of households earn $100,000 or more.

Rent by apartment size in Cullman

SizeCullmanU.S. average
1 bedroom$677$1,324
2 bedrooms$990$1,509
3 bedrooms$1,194$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Cullman overall?

Everyday prices in Alabama overall are 11% below the U.S. average (index 88.8, U.S. = 100).

Housing
62
Goods (food, clothes…)
96
Utilities
85
Other services
97
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cullman, so the Alabama figure is shown.

Taxes and bills in Cullman

🏛️ Property tax$782a year · 0.33% of home value · U.S. $3,119
⚡ Electric bill$204a month (typical) · U.S. $156

Life in Cullman

Commute to work20.5 minU.S.: 26.4 min
College degree32.4%U.S.: 35.7%
Own their home61.5%U.S.: 65.2%
Below poverty line19.9%U.S.: 12.5%
Unemployment2.9%U.S.: 5.2%

Is it cheaper to rent or buy in Cullman?

Renting is cheaper right now: about $645 a month less.

Renting
$1,013
Owning
$1,658

Owning assumes a typical $238,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $23,890 for the down payment.

Frequently asked questions

What is the average rent in Cullman, AL?

Renting in Cullman costs a median of about $1,013 a month in 2026, including utilities. The Alabama median is $1,175.

How much do I need to make to live in Cullman?

To keep rent under 30% of income, you need about $40,520 a year, or $19 an hour at a full-time job.

Is Cullman cheap or expensive?

Cullman is rated Cheap: rent takes 18.4% of the typical household income of $66,030. It ranks 44th cheapest of 120 Alabama cities we track.

How much are property taxes in Cullman?

The median homeowner in Cullman pays $782 a year in property taxes, about 0.33% of the median home value.

Is Cullman more expensive than the national average?

Overall prices in Alabama are 11% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Cullman?

The median home value in Cullman is $238,900, about 3.6 times the typical yearly household income.

19,319 people live in Cullman. Numbers are typical (middle) values.