States › Missouri › Cottleville

Is Cottleville, MO expensive to live in?

CheapRent takes 14 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6516% lower than U.S. average
💵 Families earn per year (2026)$141,618about $11,802/month · 63% higher than U.S. average
🔑 House price$435,40031% higher than U.S. average

Rent is lower than in 50% of U.S. cities. Household incomes are higher than in 87% of U.S. cities. A typical house costs about 3.1 years of household income. Most homes (80.6%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $66,040 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

No. Rent here is more expensive than in most of Missouri. It is number 111 of 142 cities from cheapest to most expensive.

Cottleville
$1,651
Peculiar
$1,410
Richmond
$782
Greenwood
$2,001
Pevely
$968
Barnhart
$1,731
Battlefield
$1,152

How much do households earn in Cottleville?

Under $25k
3.2%
$25k–50k
12.3%
$50k–100k
33.2%
$100k–150k
22.0%
$150k+
29.8%

Share of households by yearly income. 51.8% of households earn $100,000 or more.

How expensive is Cottleville overall?

Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).

Housing
70
Goods (food, clothes…)
96
Utilities
79
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Cottleville, so the Missouri figure is shown.

Taxes and bills in Cottleville

🏛️ Property tax$4,514a year · 1.04% of home value · U.S. $3,119
⚡ Electric bill$123a month (typical) · U.S. $156

Life in Cottleville

Commute to work22.5 minU.S.: 26.4 min
College degree53.3%U.S.: 35.7%
Own their home80.6%U.S.: 65.2%
Below poverty line2%U.S.: 12.5%
Unemployment2.3%U.S.: 5.2%

Is it cheaper to rent or buy in Cottleville?

Renting is cheaper right now: about $1,370 a month less.

Renting
$1,651
Owning
$3,021

Owning assumes a typical $435,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $43,540 for the down payment.

Frequently asked questions

What is the average rent in Cottleville, MO?

Renting in Cottleville costs a median of about $1,651 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in Cottleville?

To keep rent under 30% of income, you need about $66,040 a year, or $32 an hour at a full-time job.

Is Cottleville cheap or expensive?

Cottleville is rated Cheap: rent takes 14.0% of the typical household income of $141,618. It ranks 111th cheapest of 142 Missouri cities we track.

How much are property taxes in Cottleville?

The median homeowner in Cottleville pays $4,514 a year in property taxes, about 1.04% of the median home value.

Is Cottleville more expensive than the national average?

Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Cottleville?

The median home value in Cottleville is $435,400, about 3.1 times the typical yearly household income.

5,937 people live in Cottleville. Numbers are typical (middle) values.